DeSoto County property record for 8705 Cole Rd, Olive Branch, MS 38654
| Property Type | Vacant Land |
|---|---|
| Lot Size | 2.38 acres (103,673 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $106,400 (Mar 2025) |
| Tax Bill | $438 (2025) |
| Deeds & Mortgages | Sep 2026 Line of Credit Aug 2026 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 2-06-8-28-05-0-00006-00 |
| Primary APN | 2-06-8-28-05-0-00006-00 |
|---|
| Lot Area | 103,673 sqft (2.38 acres) |
|---|
| Street Address | 8705 COLE RD |
|---|---|
| City | OLIVE BRANCH |
| State | MS |
| Zip | 38654-9110 |
| Property Category | Vacant Land |
| Property Type | Vacant Land > Uncategorized |
| Local Zoning Code | A-R |
| Legal Description | JACKSON MINOR LOT LOT 6 |
| Legal Range | 006 |
| Legal Township | 02S |
| Legal Section | 28 |
| Legal Subdivision | JACKSON MINOR LOT |
| Legal Lot Number | 6 |
| Jurisdiction | DESOTO MS |
| Township / Civil Division | 5 |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 70722 |
Source: DeSoto County records, as of September 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3412 GRAYSON CREEK DR, SOUTHAVEN, MS 38672 |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Sep 21, 2026 | Deed of Trust, Mortgage · Line of Credit CITIZENS NATIONAL BANK/MERIDIAN |
| Aug 3, 2026 | Deed of Trust, Mortgage · Conventional Mortgage HUNTINGTON NATIONAL BANK |
| Mar 2, 2026 | Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK |
| Sep 29, 2023 | Warranty Deed, Transfer |
| Jan 18, 2022 | Warranty Deed, Transfer · Stand-Alone First Mortgage FIRST SECURITY BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 6, 2025 · Amount on Record |
| Deed Sale | Mar 6, 2025 · Amount on Record |
| Prior Sale | Sep 29, 2023 |
| Deed Book / Page | 1025 / 4565 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESOTO MS |
| Recording Date | Sep 21, 2026 |
| Property Address | 8705 COLE RD, OLIVE BRANCH, MS 38654-9110 |
| Document Number | 5663106972 |
| Book / Page | 5663 / 106972 |
| Instrument Date | Sep 11, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Sep 29, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 8705 COLE RD, OLIVE BRANCH, MS 38654-9110 |
| Document Number | 5663106972, |
|---|---|
| Date | Sep 21, 2026 |
| Book Page | 5663/106972 |
| Name | CITIZENS NATIONAL BANK/MERIDIAN |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESOTO MS |
| Recording Date | Aug 3, 2026 |
| Property Address | 8705 COLE RD, OLIVE BRANCH, MS 38654-9110 |
| Document Number | 5663087703 |
| Book / Page | 5663 / 87703 |
| Instrument Date | Jul 27, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Aug 18, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety, 298 |
| Address | 3142 GRAYSON CREEK DR, SOUTHAVEN, MS 38672-1072 |
| Document Number | 5663087703, |
|---|---|
| Date | Aug 3, 2026 |
| Book Page | 5663/87703 |
| Name | HUNTINGTON NATIONAL BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.49% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESOTO MS |
| Property Address | 8705 COLE RD, OLIVE BRANCH, MS 38654-9110 |
| Transaction Type | Mortgage |
| Record Updated | Mar 13, 2026 |
| Name | Verified Name |
|---|---|
| Address | 3142 GRAYSON CREEK DR, SOUTHAVEN, MS 38672-1072 |
| Document Number | 5663/21323 |
|---|---|
| Date | Mar 2, 2026 |
| Book Page | 5663/21323 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | SOUTHAVEN, MS 38671 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Feb 28, 2027 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DESOTO MS |
| Recording Date | Sep 29, 2023 |
| Property Address | 8705 COLE RD, OLIVE BRANCH, MS 38654-9110 |
| Document Number | 1023/18136 |
| Book / Page | 1023 / 18136 |
| Map Reference | MB 132 PG 15-16 |
| Instrument Date | Sep 19, 2023 |
| Transaction Type | Transfer |
| Record Updated | Dec 12, 2023 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 76 LAKE FRONT DR N, HERNANDO, MS 38632-1462 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 8659 COLE RD, OLIVE BRANCH, MS 38654-8844 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DESOTO MS |
| Recording Date | Jan 18, 2022 |
| Property Address | 8705 COLE RD, OLIVE BRANCH, MS 38654-9110 |
| Document Number | 000985/225 |
| Book / Page | 985 / 225 |
| Map Reference | MB 132 PG 15&16 |
| Instrument Date | Jan 14, 2022 |
| Transaction Type | Transfer |
| Record Updated | Dec 12, 2023 |
| Title Company | NOT AVAILABLE, GUARDIAN TITLE LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 8691 COLE RD, OLIVE BRANCH, MS 38654-8844 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 1048 WHITE OAK DR, HERNANDO, MS 38632-8088 |
| Document Number | 0005446128 |
|---|---|
| Date | Jan 18, 2022 |
| Instrument | 5446/128 |
| Name | FIRST SECURITY BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Jan 14, 2027 |
Source: DeSoto County assessment roll, as of December 15, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | DeSoto County |
| Unified School District | DeSoto County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $438.00 | $5,250 Land $5,250 | $35,000 Land $35,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 65% of the US · above 84% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| C Spire Wireless Fiber | 8,000 / 8,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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