8695 Cole Rd, Olive Branch, MS 38654 Property Records

DeSoto County property record for 8695 Cole Rd, Olive Branch, MS 38654

Property Summary

Property Type	Single Family Home
Details	4 bd · 4,976 sqft · built 2021
Lot Size	2.26 acres (98,446 sqft)
Owner	Individual Name on File
Tax Bill	$3,828 (2025)
Deeds & Mortgages	Jul 2020 Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`2-06-8-28-05-0-00004-00`

Property Details

APN / Parcel Number

Primary APN	`2-06-8-28-05-0-00004-00`

Interior

Bedrooms	4 Beds
Total Rooms	8 Rooms
Building Area	4,976 sqft Adjusted Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2021
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Shingle
Lot Area	98,446 sqft (2.26 acres)

Location & Zoning

Street Address	8695 COLE RD
City	OLIVE BRANCH
State	MS
Zip	38654-8844
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A-R
Legal Description	JACKSON MINOR LOT LOT 4
Legal Subdivision	JACKSON MINOR LOT
Legal Lot Number	4
Jurisdiction	DESOTO MS
Township / Civil Division	5
Census Block Group	2
Census Block	2013
Census Tract	70722

Owner

8695 Cole Rd is owned and occupied by an individual who acquired it in July 2020.

Source: DeSoto County records, as of December 22, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	8695 COLE RD, OLIVE BRANCH, MS 38654-8844
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 28, 2020
Deed Sale	Jul 28, 2020
Deed Document Number	0000926624
Deed Book / Page	926 / 624
Record Updated	Jun 8, 2026

July 2020: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	DESOTO MS
Recording Date	Jul 28, 2020
Property Address	8695 COLE RD, OLIVE BRANCH, MS 38654-8844
Document Number	000926/624
Book / Page	926 / 624
Map Reference	MB 132 PG 15&16
Instrument Date	Jul 28, 2020
Transaction Type	Construction Loan
Record Updated	Nov 29, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	811 HIGHWAY 305 S, 811, OLIVE BRANCH, MS 38654-5231

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	6429 DARREN DR, OLIVE BRANCH, MS 38654-6910

Mortgage

Document Number	0000500187
Date	Jul 28, 2020
Instrument	5001/87

Lender

Name	FIRST COMMERCIAL BANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Jul 28, 2021

Tax Assessment & Valuation

The 2025 property tax bill for 8695 Cole Rd was $3,828.

Source: DeSoto County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	DeSoto County
Unified School District	DeSoto County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,828.00	$49,448 Land $3,500 Building $45,948	$494,479 Land $35,000 Building $459,479
2023	$3,267.00	$35,332	$353,321 Land $35,000 Building $318,321

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 8695 Cole Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8695 Cole Rd is moderate, ranking above 58% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 58% of the US · above 73% of Mississippi
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber	8,000 / 8,000
T-Mobile Fixed Wireless	100 / 20