870 Windlass Rd, Moneta, VA 24121 Property Records

Franklin County property record for 870 Windlass Rd, Moneta, VA 24121

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,466 sqft · built 2007
Lot Size	0.961 acres (41,861 sqft)
Owner	Individual Name on File
Last Sale	$450,000 (Jun 2021)
Tax Bill	$2,068 (2025)
Deeds & Mortgages	Jun 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`031 00-021 04`

Property Details

APN / Parcel Number

Primary APN	`031 00-021 04`
Alternative APN	`42388`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,466 sqft Living Area
Gross Area	3,702 sqft
1st Floor Area	2,397 sqft
Basement Area	2,397 sqft
Unfinished Basement	2,397 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2014
Exterior Material	Wood
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	41,861 sqft (0.961 acres)
Terrain	Rolling
Garage Area	554 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	56 sqft
Deck Area	313 sqft
Patio Area	313 sqft
Balcony Area	69 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	42388
Street Address	870 WINDLASS RD
City	MONETA
State	VA
Zip	24121-2691
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A1
Legal Description	OFF RT 654 TRACT B-2
Legal Phase	B-2
Legal Tract	B-2
Jurisdiction	FRANKLIN VA
Township / Civil Division	GILLS CREEK
Census Block Group	1
Census Block	1012
Census Tract	20104

Owner

Source: Franklin County records · APN 031 00-021 04

Assessment roll updated June 19, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	870 WINDLASS RD, MONETA, VA 24121-2691
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 17, 2021 · Amount on Record
Deed Sale	Jun 17, 2021 · Amount on Record
Prior Sale	Sep 22, 2015 · Amount on Record
Deed Document Number	20215741
Deed Book / Page	1164 / 3470
Record Updated	Sep 20, 2026

June 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	FRANKLIN VA
Recording Date	Jun 17, 2021
Property Address	870 WINDLASS RD, MONETA, VA 24121-2691
Document Number	0011643470
Book / Page	1164 / 3470
Map Reference	MB 892 PG 2188
Instrument Date	Jun 03, 2021
Instrument	210005741
Transaction Type	Transfer
Record Updated	Jul 02, 2021
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$450.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	870 WINDLASS RD, MONETA, VA 24121-2691

Mortgage

Document Number	210005742
Date	Jun 17, 2021
Instrument	210005742

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 01, 2051

Tax Assessment & Valuation

Source: Franklin County records · Assessment roll updated June 19, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Franklin County
Unified School District	Franklin County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,068.00 (+3.19%)	$481,100 (+46.41%) Land $47,000 Building $434,100	$481,100 (+46.41%) Land $47,000 Building $434,100
2023	$2,004.00	$328,600 (-) Land $40,000 Building $288,600	$328,600 (-) Land $40,000 Building $288,600
2022		$328,600 Land $40,000 Building $288,600	$328,600 Land $40,000 Building $288,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of January 6, 2010 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Shenandoah Telecommunications Company Cable	1,000 / 50
Starlink Satellite	280 / 30

Based on FCC filings for 33 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	WESTERN VIRGINIA WATER AUTHORITY serves 182,700 people
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2020 Haloacetic acids resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.