1177 Windlass Rd, Moneta, VA 24121 Property Records

Franklin County property record for 1177 Windlass Rd, Moneta, VA 24121

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 2,951 sqft · built 2010
Lot Size	1.84 acres (80,194 sqft)
Owner	Individual on Record
Last Sale	$498,000 (Aug 2016)
Tax Bill	$3,652 (2025)
Deeds & Mortgages	Feb 2024 Line of Credit Jul 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`031 04-013 00`

Property Details

APN / Parcel Number

Primary APN	`031 04-013 00`
Alternative APN	`7869`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,951 sqft Living Area
Gross Area	4,877 sqft
1st Floor Area	2,654 sqft
Basement Area	2,654 sqft
Finished Basement	2,176 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2019
Exterior Material	Brick
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	80,194 sqft (1.84 acres)
Terrain	Rolling
Garage Area	551 sqft
Driveway	Paver Driveway
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	1,007 sqft
Deck Area	120 sqft
Patio Area	248 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	7869
Street Address	1177 WINDLASS RD
City	MONETA
State	VA
Zip	24121-2698
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RPD
Legal Description	THE WATER FRONT LOT 13 SECTION 3
Legal Subdivision	THE WATER FRON
Legal Lot Number	13
Jurisdiction	FRANKLIN VA
Township / Civil Division	GILLS CREEK
Census Block Group	1
Census Block	1008
Census Tract	20104

Owner

Source: Franklin County assessment roll, as of June 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual on Record
Mailing Address	1177 WINDLASS RD, MONETA, VA 24121-2698
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 12, 2024	Deed of Trust, Mortgage · Line of Credit RIDGE VIEW LPO
Jul 2, 2020	Deed of Trust, Mortgage · Conventional Mortgage THE FIRST BANK & TRUST CO
Apr 12, 2019	Deed of Trust, Mortgage · Conventional Mortgage FIRST BK & TR CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 12, 2016 · Amount on Record
Deed Sale	Aug 12, 2016 · Amount on Record
Prior Sale	May 11, 2009 · Amount on Record
Deed Document Number	20164837
Deed Book / Page	1080 / 2978
Record Updated	Sep 20, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN VA
Property Address	1177 WINDLASS RD, MONETA, VA 24121-2698
Transaction Type	Mortgage
Record Updated	Mar 13, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1177 WINDLASS RD, MONETA, VA 24121-2698

Mortgage

Document Number	0012090664
Date	Feb 12, 2024
Book Page	1209/664
Instrument	240000777

Lender

Name	RIDGE VIEW LPO
Type	Bank
Address	ROANOKE, VA 24011

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2054

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN VA
Property Address	1177 WINDLASS RD, MONETA, VA 24121-2698
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0011420125
Date	Jul 2, 2020
Book Page	1142/125
Instrument	200004504

Lender

Name	THE FIRST BANK & TRUST CO
Type	Bank
Address	BRISTOL, VA 24202

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jul 1, 2035

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN VA
Property Address	1177 WINDLASS RD, MONETA, VA 24121-2698
Document Number	0011202264
Instrument Date	Apr 12, 2019
Transaction Type	Mortgage
Record Updated	May 14, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1177 WINDLASS RD MONETA VA 241212698, MONETA, VA 24121-2698

Mortgage

Document Number	0011202264
Date	Apr 17, 2019
Book Page	001120/002264
Instrument	2194

Lender

Name	FIRST BK & TR CO

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Apr 16, 2034

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Franklin County
Unified School District	Franklin County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,652.00 (+12.16%)	$849,300 (+59.07%) Land $61,400 Building $787,900	$849,300 (+59.07%) Land $61,400 Building $787,900
2023	$3,256.00	$533,900 (-) Land $45,900 Building $488,000	$533,900 (-) Land $45,900 Building $488,000
2022		$533,900 Land $45,900 Building $488,000	$533,900 Land $45,900 Building $488,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 6, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF ROCKY MOUNT serves 6,000 people · EPA ID VA5067840
Water Source	Surface water
Last State Inspection	May 2025
Also Mapped Here	WESTERN VIRGINIA WATER AUTHORITY
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Cable	1,000 / 50
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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