870 Pluto St, Geneseo, IL 61254 Property Records

Henry County property record for 870 Pluto St, Geneseo, IL 61254

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,574 sqft · built 1993
Lot Size	0.27 acres (11,761 sqft)
Owner	Individual Name on File
Last Sale	$215,000 (Jun 2021)
Tax Bill	$6,778 (2025)
Deeds & Mortgages	Jun 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`08-20-404-029`

Property Details

APN / Parcel Number

Primary APN	`08-20-404-029`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,574 sqft Living Area
1st Floor Area	1,574 sqft
Basement Area	1,574 sqft
Unfinished Basement	1,574 sqft

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Construction Type	Frame
Lot Area	11,761 sqft (0.27 acres)
Garage Area	594 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	870 PLUTO ST
City	GENESEO
State	IL
Zip	61254-1662
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 31 SUB OF LTS 4-9, 13-15 & 21-32 D & H SUB #3 CITY OF GENESEO
Legal Subdivision	D & H SUB
Legal Block	404
Legal Lot Number	31,4,32
Jurisdiction	HENRY IL
Township / Civil Division	GENESEO
Census Block Group	3
Census Block	3014
Census Tract	30301

Owner

Source: Henry County records · APN 08-20-404-029

Assessment roll updated June 19, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	870 PLUTO ST, GENESEO, IL 61254-1662
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 02, 2021 · Amount on Record
Deed Sale	Jun 02, 2021 · Amount on Record
Deed Document Number	202120-2103474
Prior Transfer Date	Jul 10, 2009
Prior Transfer Doc	0000006302
Record Updated	Sep 20, 2026

June 2021: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	HENRY IL
Recording Date	Jun 02, 2021
Property Address	870 PLUTO ST, GENESEO, IL 61254-1662
Document Number	0000003474
Instrument Date	May 25, 2021
Instrument	20-2103474
Transaction Type	Transfer
Record Updated	Jun 18, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$322.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	870 PLUTO ST, GENESEO, IL 61254-1662

Mortgage

Document Number	0000003475
Date	Jun 02, 2021
Instrument	20-2103475

Lender

Name	RUHL MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 01, 2051

Interest

Rate Type	Fixed Rate
Rate	2.87%

Tax Assessment & Valuation

Source: Henry County records · Assessment roll updated June 19, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Henry County
County Subdivision	Geneseo Township
Municipality	Geneseo City
Unified School District	Geneseo Community Unit School District 228 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,778.00 (+4.86%) Homeowner's exemption	$91,089 (+6.5%) Land $10,276 Building $80,813	$273,267 (+6.5%) Land $30,828 Building $242,439
2024	$6,464.00 (+41.14%)	$85,530 (+18.15%) Land $9,649 Building $75,881	$256,590 (+18.15%) Land $28,947 Building $227,643
2022		$72,394 Land $8,167 Building $64,227	$217,182 Land $24,501 Building $192,681
2021	$4,580.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of June 2, 2011 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Nearby Flood Policies	12 in force

Wildfire

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Geneseo Communications Fiber · Fixed Wireless	1,000 / 1,000
Mediacom Communications Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

May also be available: AMG Technology Investment Group.

Based on FCC filings for 120 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	GENESEO serves 6,539 people
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	3 ppb (2026–2028) action level 15 ppb
Copper	1.4 mg/L (2015–2017) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.