865 Pluto St, Geneseo, IL 61254 Property Records

Henry County property record for 865 Pluto St, Geneseo, IL 61254 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,144 sqft · built 1978
Lot Size	0.31 acres (13,504 sqft)
Owner	Individual Name on File
Last Sale	$330,000 (Sep 2019)
Tax Bill	$4,605 (2025)
Deeds & Mortgages	Sep 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`08-20-451-008`

Property Details

APN / Parcel Number

Primary APN	`08-20-451-008`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,144 sqft Living Area
1st Floor Area	1,144 sqft
Basement Area	1,144 sqft
Finished Basement	1,144 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Construction Type	Frame
Lot Area	13,504 sqft (0.31 acres)
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	865 PLUTO ST
City	GENESEO
State	IL
Zip	61254-1661
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 62 D & H SUB #3 CITY OF GENESEO
Legal Subdivision	D & H SUB
Legal Block	451
Legal Lot Number	62
Jurisdiction	HENRY IL
Township / Civil Division	GENESEO
Census Block Group	3
Census Block	3019
Census Tract	30301

Owner

Source: Henry County records · APN 08-20-451-008

Assessment roll updated June 19, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	865 PLUTO ST, GENESEO, IL 61254-1661
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 13, 2019 · Amount on Record
Deed Sale	Sep 13, 2019 · Amount on Record
Prior Sale	Oct 20, 2016 · Amount on Record
Deed Document Number	201920-1904673
Record Updated	Sep 20, 2026

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENRY IL
Recording Date	Sep 13, 2019
Property Address	865 PLUTO ST, GENESEO, IL 61254-1661
Document Number	0000004673
Instrument Date	Aug 22, 2019
Instrument	20-1904673
Transaction Type	Transfer
Record Updated	Jun 15, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$247.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	865 PLUTO ST, GENESEO, IL 61254-1661

Mortgage

Document Number	0000004674
Date	Sep 13, 2019
Instrument	20-1904674

Lender

Name	RUHL MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2049

Interest

Rate Type	Fixed Rate
Rate	3.25%

Tax Assessment & Valuation

Source: Henry County records · Assessment roll updated June 19, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Henry County
County Subdivision	Geneseo Township
Municipality	Geneseo City
Unified School District	Geneseo Community Unit School District 228 (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,605.00 (+29.83%)	$63,810 (+25.82%) Land $10,147 Building $53,663	$191,430 (+25.82%) Land $30,441 Building $160,989
2022		$50,715 Land $8,065 Building $42,650	$152,145 Land $24,195 Building $127,950
2021	$3,547.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Henry County (17073C), updated June 2, 2011 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 170730303013, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 12 individual NFIP policies nearby
Nearby Flood Policies	12 in force

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.