St. Johns County property record for 870 Gerona Rd, Saint Augustine, FL 32086
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,750 sqft · built 1985 |
| Lot Size | 0.23 acres (10,018 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $483,000 (Nov 2023) |
| Tax Bill | $4,735 (2025) |
| Deeds & Mortgages | Nov 2023 Sale Nov 2022 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 235450-0000 |
| Primary APN | 235450-0000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,750 sqft Living Area |
| Gross Area | 2,110 sqft |
| 1st Floor Area | 1,750 sqft |
| Flooring | Carpet |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1995 |
| Exterior Material | Wood |
| Construction Type | Wood |
| Foundation Type | Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 10,018 sqft (0.23 acres) |
| Lot Width | 100 ft Width |
| Garage Type | Attached |
| Garage Area | 360 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Finished/Open Porch |
| Porch Area | 140 sqft |
| Deck Area | 100 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 870 GERONA RD |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32086-6610 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS3 |
| Legal Description | 8-47 ST AUG SOUTH UT 12 LOTS 3290 3291 & N1/2 OF LOT 3292 OR5852/705 |
| Legal Subdivision | ST. AUGUSTINE SOUTH UNIT 12 |
| Legal Block | 12 |
| Legal Lot Number | 3290 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 2 |
| Census Block | 2059 |
| Census Tract | 21302 |
Source: St. Johns County records, as of June 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 870 GERONA RD, SAINT AUGUSTINE, FL 32086-6610 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Couple |
| Date | Document |
|---|---|
| Nov 3, 2023 | Warranty Deed, Transfer ATTORNEYS TITLE SERVICES LLC |
| Nov 8, 2022 | Intrafamily Transfer, Transfer · Conventional Mortgage FIRST HORIZON BANK |
| Jul 7, 2017 | Warranty Deed, Transfer · Conventional Mortgage IBERIABANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 3, 2023 · Amount on Record |
| Deed Sale | Nov 3, 2023 · Amount on Record |
| Prior Sale | Nov 8, 2022 · Amount on Record |
| Deed Document Number | 202386926 |
| Deed Book / Page | 5852 / 705 |
| Prior Transfer Date | Nov 3, 2022 |
| Prior Transfer Doc | 0056620128 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Nov 3, 2023 |
| Property Address | 870 GERONA RD, SAINT AUGUSTINE, FL 32086-6610 |
| Document Number | 0058520705 |
| Book / Page | 5852 / 705 |
| Map Reference | MB 8 PG 47 |
| Instrument Date | Nov 3, 2023 |
| Instrument | 2023086926 |
| Transaction Type | Transfer |
| Record Updated | Nov 17, 2023 |
| Title Company | ATTORNEYS TITLE SERVICES LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $3,381.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1519 BASS BLVD, DUNEDIN, FL 34698-4341 |
| Name | Verified Name |
|---|---|
| Address | 870 GERONA RD, ST AUGUSTINE, FL 32086-6610 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Nov 8, 2022 |
| Property Address | 870 GERONA RD, SAINT AUGUSTINE, FL 32086-6610 |
| Document Number | 0056620128 |
| Book / Page | 5662 / 128 |
| Map Reference | MB 8 PG 47 |
| Instrument Date | Nov 3, 2022 |
| Instrument | 2022103282 |
| Transaction Type | Transfer |
| Record Updated | May 23, 2023 |
| Title Company | ACTION TITLE SERVICES/STATE JOHNS COUNTY, ACTION TTL SVCS OF JOHNS CNT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 870 GERONA RD, ST AUGUSTINE, FL 32086-6610 |
| Name | Verified Name |
|---|---|
| Address | 870 GERONA RD, ST AUGUSTINE, FL 32086-6610 |
| Document Number | 0005662130 |
|---|---|
| Date | Nov 8, 2022 |
| Instrument | 5662/130 |
| Name | FIRST HORIZON BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Jul 7, 2017 |
| Property Address | 870 GERONA RD, SAINT AUGUSTINE, FL 32086-6610 |
| Document Number | 0044001957 |
| Book / Page | 4400 / 1957 |
| Map Reference | MB8 PG47 |
| Instrument Date | Jul 6, 2017 |
| Instrument | 2017046795 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2021 |
| Title Company | ACTION TITLE SVCS OF ST JOHN |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,855.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 203 S AUTAM BLVD, 203, SAINT AUGUSTINE, FL 32080 |
| Name | Verified Name |
|---|---|
| Address | 870 GERONA RD ST, ORLANDO, FL 32806 |
| Document Number | 2017046796 |
|---|---|
| Date | Jul 7, 2017 |
| Instrument | 2017046796 |
| Name | IBERIABANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2047 |
Source: St. Johns County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $355,539 (-1.96%) Land $131,100 Building $224,439 | $355,539 (-1.96%) Land $131,100 Building $224,439 | |
| 2025 | $4,735.00 (+11.12%) Homeowner's exemption | $362,634 (+1.94%) | $362,634 (+1.94%) Land $133,800 Building $228,834 |
| 2024 | $4,261.00 (+108.87%) Homeowner's exemption | $355,749 (+99.08%) | $355,749 (-1.61%) Land $133,800 Building $221,949 |
| 2023 | $2,040.00 (+3.55%) Homeowner's exemption | $178,694 (+3%) | $361,572 (+6.39%) Land $133,800 Building $227,772 |
| 2022 | $1,970.00 Homeowner's exemption | $173,489 | $339,853 Land $89,600 Building $250,253 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 69 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 69 in force |
| Nearby Flood Claims | 18 (1992–2023) |
| Claims Outside the SFHA | 18 of 18 |
| Most Recent Claim | Oct 2023 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 90% of Florida |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SJCU-CR214 MAINLAND WTP serves 66,953 people · EPA ID FL2554447 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 297 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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