St. Johns County property record for 848 Gerona Rd, Saint Augustine, FL 32086 · Last verified May 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2000 |
| Square Footage | 1,700 sqft Living Area |
| Lot Size | 12,196 sqft (0.28 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $213,000 (2018) |
| Tax Bill | $4,821.00 (2025) |
| Primary APN | 235400-0000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Building Area | 1,700 sqft Living Area |
| 1st Floor | 1,700 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Wood Exterior |
| Construction Type | Wood Construction |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 12,196 sqft (0.28 acres) |
| Lot Width | 120 ft Width |
| Garage Area | 320 sqft Garage |
| Deck Area | 384 sqft Deck |
| Patio Area | 24 sqft Patio |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Street Address | 848 GERONA RD |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32086-6610 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | 8-47 ST AUG SOUTH UT 12 LOTS 3279 3280 & 3281 OR4589/246 |
| Legal Range | 30E |
| Legal Township | 08S |
| Legal Section | 51 |
| Legal Subdivision | ST. AUGUSTINE SOUTH UNIT 12 |
| Legal Block | 2 |
| Legal Lot Number | 3279 |
| Jurisdiction | ST JOHNS FL |
| Minor Civil Division | ST. AUGUSTINE |
| Census Blockgroup | 2 |
| Census Block | 2059 |
| Census Tract | 21302 |
Source: St. Johns County records · APN 235400-0000
Assessment roll updated April 13, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 848 GERONA RD, SAINT AUGUSTINE, FL 32086-6610 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Apr 29, 2026 | Deed of Trust, Mortgage · Line of Credit COASTAL COMMUNITY BANK |
| Jul 31, 2018 | Warranty Deed, Transfer · Conventional Mortgage STEARNS LENDING LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 31, 2018 · Amount on Record |
| Deed Sale | Jul 31, 2018 · Amount on Record |
| Deed Doc Number | 201855002 |
| Deed Book / Page | 4589 / 246 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Apr 29, 2026 |
| Property Address | 848 GERONA RD, SAINT AUGUSTINE, FL 32086-6610 |
| Document Number | 0000036484 |
| Book / Page | 6353 / 403 |
| Instrument Date | Apr 24, 2026 |
| Instrument | 202636484 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 848 GERONA RD, SAINT AUGUSTINE, FL 32086-6610 |
| Document Number | 0000036484, |
|---|---|
| Date | Apr 29, 2026 |
| Book Page | 6353/403 |
| Instrument | 202636484 |
| Name | COASTAL COMMUNITY BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.38% |
| Initial Type | Adjustable Rate |
| Adjustable | Document includes a rider for adjustable-rate mortgage with a specific rate change date. |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Jul 31, 2018 |
| Property Address | 848 GERONA RD, SAINT AUGUSTINE, FL 32086-6610 |
| Document Number | 0045890246 |
| Book / Page | 4589 / 0246 |
| Map Reference | MB8 PG47 |
| Instrument Date | Jul 31, 2018 |
| Instrument | 2018055002 |
| Transaction Type | Transfer |
| Record Updated | Jan 28, 2022 |
| Title Company | ACTION TITLE SERVICES |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2716 S COLLINS AVE, 2716, SAINT AUGUSTINE, FL 32084-2450 |
| Name | Verified Name |
|---|---|
| Address | 848 GERONA RD, SAINT AUGUSTINE, FL 32086-6610 |
| Document Number | 2018055003 |
|---|---|
| Date | Jul 31, 2018 |
| Instrument | 2018055003 |
| Name | STEARNS LENDING LLC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2048 |
Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $341,126 (-3.49%) | $354,843 (+0.39%) Land $157,320 Building $197,523 | |
| 2025 | $4,821.00 (+15.53%) | $353,457 (+1.74%) | $353,457 (+1.74%) Land $160,560 Building $192,897 |
| 2024 | $4,173.00 (+2.76%) | $347,403 (-1.42%) | $347,403 (-1.42%) Land $160,560 Building $186,843 |
| 2023 | $4,061.00 (+9.4%) | $352,405 (+10.97%) | $352,405 (+10.97%) Land $160,560 Building $191,845 |
| 2022 | $3,712.00 | $317,568 | $317,568 Land $107,520 Building $210,048 |
Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Low above 35% of the US · above 10% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 2,500 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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