870 Desty St, San Diego, CA 92154 Property Records

San Diego County property record for 870 Desty St, San Diego, CA 92154

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,499 sqft · built 1973
Lot Size	0.139 acres (6,034 sqft)
Owner	Company Name on Record
Tax Bill	$6,274 (2025)
Deeds & Mortgages	Oct 2020 Transfer Sep 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`628-181-03-00`

Property Details

APN / Parcel Number

Primary APN	`628-181-03-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,499 sqft Living Area

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Lot Area	6,034 sqft (0.139 acres)
View / Lot	Good
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	870 DESTY ST
City	SAN DIEGO
State	CA
Zip	92154-1408
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-1-6
Legal Description	LOT 6 TR 007328
Legal Subdivision	DESTY HEIGHTS
Legal Tract	007328
Legal Block	2
Legal Lot Number	6
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2004
Census Tract	10107

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	870 DESTY ST, SAN DIEGO, CA 92154-1408
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Oct 29, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Sep 25, 2020	Intrafamily Transfer, Transfer · VA Mortgage UNITED WHOLESALE MORTGAGE
Jan 9, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Mar 20, 2017	Grant Deed, Transfer · VA Mortgage HOME POINT FINANCIAL CORPORATION
Feb 23, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 25, 2020
Deed Sale	Sep 25, 2020
Prior Sale	Mar 20, 2017 · Amount on Record
Deed Document Number	2020571211
Last Transfer Date	Oct 9, 2020
Transfer Doc	0000670038
Record Updated	Oct 29, 2026

October 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 29, 2020
Property Address	870 DESTY ST, SAN DIEGO, CA 92154-1408
Document Number	0000670038
Instrument Date	Oct 9, 2020
Instrument	670038
Transaction Type	Transfer
Record Updated	Nov 6, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	870 DESTY ST SAN DIEGO CA 921541408, SAN DIEGO, CA 92154-1408

September 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Sep 25, 2020
Property Address	870 DESTY ST, SAN DIEGO, CA 92154-1408
Document Number	0000571211
Map Reference	MAP 7328
Instrument Date	Sep 17, 2020
Instrument	2020-0571211
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	NORTH AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	870 DESTY ST, SAN DIEGO, CA 92154-1408

Mortgage

Document Number	0000571212
Date	Sep 25, 2020
Instrument	2020-0571212

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

January 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jan 9, 2020
Property Address	870 DESTY ST, SAN DIEGO, CA 92154-1408
Document Number	0000012488
Instrument Date	Jan 9, 2020
Instrument	12488
Transaction Type	Transfer
Record Updated	Jan 24, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	870 DESTY ST SAN DIEGO CA 921541408, SAN DIEGO, CA 92154-1408

March 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Mar 20, 2017
Property Address	870 DESTY ST, SAN DIEGO, CA 92154-1408
Document Number	0000126403
Map Reference	MAP7328
Instrument Date	Feb 27, 2017
Instrument	2017-0126403
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	CORINTHIAN TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	870 DESTY ST, SAN DIEGO, CA 92154-1408

Mortgage

Document Number	0000126404
Date	Mar 20, 2017
Instrument	2017-0126404

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Government Agency

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2047

February 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Feb 23, 2017
Property Address	870 DESTY ST, SAN DIEGO, CA 92154-1408
Document Number	0000087732
Instrument Date	Feb 23, 2017
Instrument	87732
Transaction Type	Transfer
Record Updated	Feb 28, 2017

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	85 QUINTARD ST CHULA VISTA CA 919114446, CHULA VISTA, CA 91911-4446

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	San Diego City
Elementary School District	South Bay Union School District (KG - 06)
Secondary School District	Sweetwater Union High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$479,430 (+2%) Land $95,430 Building $384,000
2025	$6,274.00 (+17.23%)	$470,030 (+4.04%) Land $93,559 Building $376,471
2023	$5,352.00 (+1.92%)	$451,780 Land $89,927 Building $361,853
2022	$5,251.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAL-AM WATER CORONADO private · serves 106,000 people · EPA ID CA3710001
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2023
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Aug 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 599 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	1,000 / 75
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks.

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