861 Desty St, San Diego, CA 92154 Property Records

San Diego County property record for 861 Desty St, San Diego, CA 92154

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,507 sqft · built 1973
Lot Size	0.154 acres (6,726 sqft)
Owner	2 Individual Names on Record
Last Sale	$838,000 (Feb 2025)
Tax Bill	$4,006 (2025)
Deeds & Mortgages	Jul 2021 Transfer Dec 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`628-182-02-00`

Property Details

APN / Parcel Number

Primary APN	`628-182-02-00`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,507 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Architectural Style	Contemporary
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	6,726 sqft (0.154 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	861 DESTY ST
City	SAN DIEGO
State	CA
Zip	92154-1409
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-1-6
Legal Description	LOT 10 TR 007328
Legal Subdivision	DESTY HEIGHTS
Legal Tract	007328
Legal Block	2
Legal Lot Number	10
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2001
Census Tract	10107

Owner

Source: San Diego County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	861 DESTY ST, SAN DIEGO, CA 92154-1409
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jul 14, 2021	Intrafamily Transfer, Transfer
Dec 15, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Dec 31, 2019	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Dec 31, 2018	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 26, 2025 · Amount on Record
Deed Sale	Feb 26, 2025 · Amount on Record
Prior Sale	Jun 16, 2000 · Amount on Record
Deed Document Number	202549609
Prior Transfer Date	Apr 7, 2021
Prior Transfer Doc	0000502619
Record Updated	Sep 20, 2026

July 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 14, 2021
Property Address	861 DESTY ST, SAN DIEGO, CA 92154-1409
Document Number	0000502619
Map Reference	MAP 7328
Instrument Date	Apr 7, 2021
Instrument	2021-0502619
Transaction Type	Transfer
Record Updated	Jul 26, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	861 DESTY ST, SAN DIEGO, CA 92154-1409

December 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Dec 15, 2020
Property Address	861 DESTY ST, SAN DIEGO, CA 92154-1409
Document Number	0000802681
Map Reference	MAP 7328
Instrument Date	Dec 9, 2020
Instrument	2020-0802681
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	TICOR TITLE SAN DIEGO BRANCH

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	861 DESTY ST, SAN DIEGO, CA 92154-1409

Mortgage

Document Number	0000802682
Date	Dec 15, 2020
Instrument	2020-0802682

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	861 DESTY ST, SAN DIEGO, CA 92154-1409
Document Number	0000003507
Instrument Date	Dec 31, 2019
Transaction Type	Mortgage
Record Updated	Jan 22, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	861 DESTY ST SAN DIEGO CA 921541409, SAN DIEGO, CA 92154-1409

Mortgage

Document Number	0000003507
Date	Jan 6, 2020
Instrument	3507

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 5, 2050

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	861 DESTY ST, SAN DIEGO, CA 92154-1409
Document Number	0000006048
Instrument Date	Dec 31, 2018
Transaction Type	Mortgage
Record Updated	Jan 18, 2019
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	861 DESTY ST SAN DIEGO CA 921541409, SAN DIEGO, CA 92154-1409

Mortgage

Document Number	0000006048
Date	Jan 8, 2019
Instrument	6048

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 7, 2049

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	San Diego City
Elementary School District	South Bay Union School District (KG - 06)
Secondary School District	Sweetwater Union High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$854,759 (+194.27%) Land $361,801 Building $492,958
2025	$4,006.00 (+23.72%) Homeowner's exemption	$290,464 (+4.04%) Land $122,947 Building $167,517
2023	$3,238.00 (+1.98%) Homeowner's exemption	$279,187 Land $118,174 Building $161,013
2022	$3,175.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAL-AM WATER CORONADO private · serves 106,000 people · EPA ID CA3710001
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2023
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Aug 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 599 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	1,000 / 75
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks.

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