870 Cully Rd, Cordova, TN 38018 Property Records

Shelby County property record for 870 Cully Rd, Cordova, TN 38018

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,029 sqft · built 1987
Lot Size	0.254 acres (11,050 sqft)
Owner	2 Individual Names on File
Last Sale	$298,000 (Jul 2026)
Tax Bill	$1,887 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Jul 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`09-1050-0-0004`

Property Details

APN / Parcel Number

Primary APN	`09-1050-0-0004`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,029 sqft Living Area
Gross Area	2,449 sqft
1st Floor Area	2,029 sqft
Utility Area	84 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Traditional
Exterior Material	Brick Veneer
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	11,050 sqft (0.254 acres)
Lot Dimensions	140 ft deep x 85 ft wide
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	35 sqft
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	870 CULLY RD
City	CORDOVA
State	TN
Zip	38018-6449
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-8
Legal Description	ES CULLY RD
Legal Subdivision	WALNUT RUN SEC E
Legal Lot Number	174
Jurisdiction	SHELBY TN
Township / Civil Division	5
Census Block Group	2
Census Block	2017
Census Tract	21143

Owner

870 Cully Rd is owned and occupied by two individuals who bought it in July 2026.

Source: Shelby County records, as of July 15, 2026

Owner of Record	2 Individual Names on File
Mailing Address	870 CULLY RD, CORDOVA, TN 38018-6449
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 9, 2026	Warranty Deed, Transfer · FHA Mortgage BRIGHTON BANK
Jul 11, 2022	Warranty Deed, Transfer · Conventional Mortgage COGENT BANK
Feb 22, 2020	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 9, 2026 · Amount on File
Deed Sale	Jul 9, 2026 · Amount on File
Prior Sale	Jul 11, 2022 · Amount on File
Deed Document Number	202656711
Prior Transfer Date	Oct 6, 2016
Prior Transfer Doc	0000111214
Record Updated	Oct 29, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHELBY TN
Recording Date	Jul 9, 2026
Property Address	870 CULLY RD, CORDOVA, TN 38018-6449
Document Number	0000056711
Instrument Date	Jun 16, 2026
Instrument	202656711
Transaction Type	Transfer
Record Updated	Sep 21, 2026
Title Company	TITAN TITLE, TITAN TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$111,362.60
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	870 CULLY RD, CORDOVA, TN 38018-6449

Mortgage

Document Number	0000056712,
Date	Jul 9, 2026
Instrument	202656712

Lender

Name	BRIGHTON BANK

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Max Rate	-1%

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHELBY TN
Recording Date	Jul 11, 2022
Property Address	870 CULLY RD, CORDOVA, TN 38018-6449
Document Number	0022076257
Map Reference	MB 17 PG 19
Instrument Date	Jun 27, 2022
Instrument	22076257
Transaction Type	Transfer
Record Updated	Jul 15, 2022
Title Company	CLOSETRAK LLC, CLOSETRAK

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,039.70
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	870 CULLY RD, CORDOVA, TN 38018-6449

Mortgage

Document Number	0022076258
Date	Jul 11, 2022
Instrument	22076258

Lender

Name	COGENT BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Jul 1, 2042

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY TN
Property Address	870 CULLY RD, CORDOVA, TN 38018-6449
Document Number	0000028656
Instrument Date	Feb 22, 2020
Transaction Type	Mortgage
Record Updated	Apr 17, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	870 CULLY RD CORDOVA TN 380186449, CORDOVA, TN 38018-6449

Mortgage

Document Number	0000028656
Date	Mar 17, 2020
Instrument	28656

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Mar 16, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 870 Cully Rd was $1,887, up 10.1% from the year before.

Source: Shelby County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Shelby County
Municipality	Memphis City
Unified School District	Shelby County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,887.00 (+10.09%)	$70,175 Land $14,750 Building $55,425	$280,700 Land $59,000 Building $221,700
2024	$1,714.00
2023		$50,575 Land $8,500 Building $42,075
2022	$3,080.00
2021			$202,300 Land $34,000 Building $168,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 870 Cully Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 870 Cully Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MEMPHIS LIGHT, GAS, & WATER serves 659,500 people · EPA ID TN0000450
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 510 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Ting Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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