869 Cully Rd, Cordova, TN 38018 Property Records

Shelby County property record for 869 Cully Rd, Cordova, TN 38018

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,931 sqft · built 1988
Lot Size	0.254 acres (11,050 sqft)
Owner	2 Individual Names on Record
Last Sale	$315,000 (Apr 2024)
Tax Bill	$2,264 (2025)
Deeds & Mortgages	Apr 2024 Sale & Mortgage Jan 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`09-1039-0-0042`

Property Details

APN / Parcel Number

Primary APN	`09-1039-0-0042`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,931 sqft Living Area
Gross Area	3,351 sqft
1st Floor Area	1,241 sqft
Utility Area	56 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 2006
Architectural Style	Traditional
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	11,050 sqft (0.254 acres)
Lot Dimensions	140 ft deep x 85 ft wide
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	35 sqft
Patio Area	266 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	869 CULLY RD
City	CORDOVA
State	TN
Zip	38018-6451
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-8
Legal Description	WS CULLY RD
Legal Subdivision	WALNUT RUN SEC E
Legal Lot Number	167
Jurisdiction	SHELBY TN
Township / Civil Division	5
Census Block Group	3
Census Block	3002
Census Tract	21143

Owner

Source: Shelby County records, as of June 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	550 VETERANS UNITED DR, COLUMBIA, MO 65201-8399
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Apr 17, 2024	Warranty Deed, Transfer · Loan Assumption MORTGAGE RESEARCH CENTER LLC
Jan 21, 2021	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Jan 21, 2021	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 17, 2024 · Amount on Record
Deed Sale	Apr 17, 2024 · Amount on Record
Prior Sale	Jan 21, 2021 · Amount on Record
Deed Document Number	202431246
Record Updated	Oct 29, 2026

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHELBY TN
Recording Date	Apr 17, 2024
Property Address	869 CULLY RD, CORDOVA, TN 38018-6451
Document Number	0024031246
Map Reference	MB 117 PG 19
Instrument Date	Apr 10, 2024
Instrument	24031246
Transaction Type	Transfer
Record Updated	Apr 26, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,165.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	869 CULLY RD, CORDOVA, TN 38018-6451

Mortgage

Document Number	0024031247
Date	Apr 17, 2024
Instrument	24031247

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	Loan Assumption
Amount	Amount Recorded
Term	322 Months
Due	Feb 1, 2051

Interest

Rate	2.37%

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHELBY TN
Recording Date	Jan 21, 2021
Property Address	869 CULLY RD, CORDOVA, TN 38018-6451
Document Number	0000008192
Map Reference	MB 117 PG 19
Instrument Date	Jan 20, 2021
Instrument	21008192
Transaction Type	Transfer
Record Updated	Feb 7, 2021
Title Company	EDCO TTL & CLOSING SVCS INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$932.40
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	869 CULLY RD, CORDOVA, TN 38018-6451

Mortgage

Document Number	0000008193
Date	Jan 21, 2021
Instrument	21008193

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHELBY TN
Recording Date	Jan 21, 2021
Property Address	869 CULLY RD, CORDOVA, TN 38018-6451
Document Number	0021008192
Map Reference	MB 117 PG 19
Instrument Date	Jan 20, 2021
Instrument	21008192
Transaction Type	Transfer
Record Updated	Jul 6, 2021
Title Company	EDCO TTL & CLOSING SVCS INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$932.40
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	869 CULLY RD, CORDOVA, TN 38018-6451

Mortgage

Document Number	0021008193
Date	Jan 21, 2021
Instrument	21008193

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

Tax Assessment & Valuation

Source: Shelby County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Shelby County
Municipality	Memphis City
Unified School District	Shelby County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,264.00 (-36.49%)	$84,175 (+43.83%) Land $14,750 Building $69,425	$336,700 (+43.83%) Land $59,000 Building $277,700
2023		$58,525 Land $8,500 Building $50,025
2022	$3,565.00
2021			$234,100 Land $34,000 Building $200,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2026)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MEMPHIS LIGHT, GAS, & WATER serves 659,500 people · EPA ID TN0000450
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 510 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Ting Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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