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870 Central Ave, New Providence, NJ 07974 Property Records

Union County and New Providence Borough property record for 870 Central Ave, New Providence, NJ 07974

Property Summary

Property TypeSingle Family Home
Details1,400 sqft · built 1957
Lot Size0.208 acres (9,060 sqft)
OwnerCompany Name on Record
Last Sale$521,000 (Oct 2024)
Tax Bill$8,854 (2025)
Deeds & MortgagesJul 2017 Line of Credit
Flood ZoneZone X (minimal risk)
APN11-00194-0000-00023

Property Details

APN / Parcel Number

Primary APN11-00194-0000-00023
Alternative APNs
  • 110019400023
  • 00205600

Interior

Stories1 Story
Building Area1,400 sqft Living Area
1st Floor Area1,400 sqft

Exterior

Year BuiltBuilt 1957
Effective Year BuiltEffective 1957
Construction TypeFrame
Lot Area9,060 sqft (0.208 acres)

Location & Zoning

Account Number00205600
Street Address870 CENTRAL AVE
CityNEW PROVIDENCE
StateNJ
Zip07974-1021
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal SubdivisionBOROUGH/NEW PROVIDENCE
Legal Block194
Legal Lot Number23
JurisdictionUNION NJ
Township / Civil DivisionNEW PROVIDENCE
Census Block Group1
Census Block1016
Census Tract38103

Owner

Source: Union County and New Providence Borough records, as of July 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address870 CENTRAL AVE, NEW PROVIDENCE, NJ 07974-1021
Owner TypeCompany
VestingLimited Liability Partnership

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 16, 2024 · Amount on Record
Deed SaleOct 16, 2024 · Amount on Record
Prior SaleAug 25, 1994
Deed Document Number202441285
Deed Book / Page6559 / 2802
Record UpdatedOct 29, 2026

July 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionUNION NJ
Property Address870 CENTRAL AVE, NEW PROVIDENCE, NJ 07974-1021
Document Number0143092057
Instrument DateJul 11, 2017
Transaction TypeMortgage
Record UpdatedAug 23, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
Address870 CENTRAL AVE NEW PROVIDENCE NJ 079741021, NEW PROVIDENCE, NJ 07974-1021

Mortgage

Document Number0143092057
DateAug 2, 2017
Book Page014309/002057
Instrument643996
Lender
NameBANK OF AMERICA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueAug 1, 2047
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Union County and New Providence Borough assessment roll, as of July 8, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyUnion County
MunicipalityNew Providence Borough
Unified School DistrictNew Providence Borough School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$168,900 (-) Land $92,700 Building $76,200$168,900 (-) Land $92,700 Building $76,200
2025$8,854.00 (+1.56%)$168,900 (-) Land $92,700 Building $76,200$168,900 (-) Land $92,700 Building $76,200
2024$8,718.00 (+4.53%)
2023$168,900 Land $92,700 Building $76,200$168,900 Land $92,700 Building $76,200
2022$8,340.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 23 policies
Nearby Flood Policies23 in force
Nearby Flood Claims5 (2021–2025)
Claims Outside the SFHA2 of 5
Most Recent ClaimJul 2025 · rainfall accumulation
Claims by Event
  • Remnants Of Hurricane Ida, Sep 2021 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNJ AMERICAN WATER - SHORT HILLS
private · serves 217,230 people · EPA ID NJ0712001
Water SourceSurface water
Last State InspectionNov 2022
Lead3 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 292 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area		2,300 / 2,300
Xfinity
Cable		2,000 / 250
AT&T
Fixed Wireless		100 / 20
T-Mobile
Fixed Wireless		100 / 20

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