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856 Central Ave, New Providence, NJ 07974 Property Records

Union County and New Providence Borough property record for 856 Central Ave, New Providence, NJ 07974

Property Summary

Property TypeSingle Family Home
Details1,399 sqft · built 1950
Lot Size0.208 acres (9,060 sqft)
OwnerIndividual Name on Record
Last Sale$420,000 (Feb 2019)
Tax Bill$11,365 (2025)
Deeds & MortgagesMar 2026 Line of Credit
Feb 2019 Sale
Flood ZoneZone X (minimal risk)
APN11-00194-0000-00020

Property Details

APN / Parcel Number

Primary APN11-00194-0000-00020
Alternative APNs
  • 110019400020
  • 00205300

Interior

Stories1 Story
Building Area1,399 sqft Living Area
1st Floor Area1,399 sqft

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 1950
Construction TypeFrame
Lot Area9,060 sqft (0.208 acres)
Parking Spaces1 Parking Space

Location & Zoning

Account Number00205300
Street Address856 CENTRAL AVE
CityNEW PROVIDENCE
StateNJ
Zip07974-1021
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal Block194
Legal Lot Number20
JurisdictionUNION NJ
Township / Civil DivisionNEW PROVIDENCE
Census Block Group1
Census Block1016
Census Tract38103

Owner

Source: Union County and New Providence Borough records, as of July 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address856 CENTRAL AVE, NEW PROVIDENCE, NJ 07974-1021
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 26, 2026Deed of Trust, Mortgage · Line of Credit
VALLEY NATIONAL BANK NA
Feb 5, 2019Deed, Transfer
STEWART TITLE GUARANTY CO

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 5, 2019 · Amount on Record
Deed SaleFeb 5, 2019 · Amount on Record
Deed Document Number2019309599
Deed Book / Page6307 / 920
Record UpdatedOct 29, 2026

March 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionUNION NJ
Property Address856 CENTRAL AVE, NEW PROVIDENCE, NJ 07974-1021
Transaction TypeMortgage
Record UpdatedApr 15, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address856 CENTRAL AVE, NEW PROVIDENCE, NJ 07974-1021

Mortgage

Document Number0157782795
DateMar 26, 2026
Book Page15778/2795
Instrument90678
Lender
NameVALLEY NATIONAL BANK NA
TypeBank
AddressWAYNE, NJ 07470
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

February 2019: Deed, Transfer

Document TypeDeed
JurisdictionUNION NJ
Recording DateFeb 5, 2019
Property Address856 CENTRAL AVE, NEW PROVIDENCE, NJ 07974-1021
Document Number0063070920
Book / Page6307 / 0920
Map ReferenceMAP 349-G
Instrument DateJan 28, 2019
Instrument309599
Transaction TypeTransfer
Record UpdatedNov 4, 2021
Title CompanySTEWART TITLE GUARANTY CO

Transaction

AmountAmount Recorded
Tax$3,407.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address795 MEYERSVILLE RD, 795, GILLETTE, NJ 07933-1018

Transferred To (Grantee/Buyer)

NameVerified Name
Address856 CENTRAL AVE, NEW PROVIDENCE, NJ 07974-1021

Tax Assessment & Valuation

Source: Union County and New Providence Borough assessment roll, as of July 8, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyUnion County
MunicipalityNew Providence Borough
Unified School DistrictNew Providence Borough School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$216,800 (-) Land $92,700 Building $124,100$216,800 (-) Land $92,700 Building $124,100
2025$11,365.00 (+1.55%)$216,800 (-) Land $92,700 Building $124,100$216,800 (-) Land $92,700 Building $124,100
2024$11,191.00 (+4.54%)
2023$216,800 Land $92,700 Building $124,100$216,800 Land $92,700 Building $124,100
2022$10,705.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 23 policies
Nearby Flood Policies23 in force
Nearby Flood Claims5 (2021–2025)
Claims Outside the SFHA2 of 5
Most Recent ClaimJul 2025 · rainfall accumulation
Claims by Event
  • Remnants Of Hurricane Ida, Sep 2021 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNJ AMERICAN WATER - SHORT HILLS
private · serves 217,230 people · EPA ID NJ0712001
Water SourceSurface water
Last State InspectionNov 2022
Lead3 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 292 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area		2,300 / 2,300
Xfinity
Cable		2,000 / 250
AT&T
Fixed Wireless		100 / 20
T-Mobile
Fixed Wireless		100 / 20

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