87 Whispering Wind Dr, Florence, AL 35634 Property Records

Lauderdale County property record for 87 Whispering Wind Dr, Florence, AL 35634

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,169 sqft · built 1977
Lot Size	9 acres (392,040 sqft)
Owner	Individual Name on Record
Last Sale	$28,863 (Jun 2024)
Tax Bill	$1,052 (2025)
Deeds & Mortgages	Oct 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`05-07-26-0-000-004-000`

Property Details

APN / Parcel Number

Primary APN	`05-07-26-0-000-004-000`
Alternative APNs	`098248` `109512` `98248` `6943`

Interior

Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,169 sqft Living Area
1st Floor Area	2,694 sqft
Utility Area	936 sqft
Utility Room	Utility Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Exterior Material	Brick
Foundation Type	Retaining Wall
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	392,040 sqft (9 acres)
Utility Building	936 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	109512
Street Address	87 WHISPERING WIND DR
City	FLORENCE
State	AL
Zip	35634-5611
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	01
Legal Description	9.24 AC/D DESC AS BEG 210 E OF NW COR OF S/2 OF NE/4 OF NW/4 TH S 691.78 SE 225.14 NE 997.55 N 882.93 TO POB BEING PT OF E/2
Legal Range	11W
Legal Township	01S
Legal Section	26
Jurisdiction	LAUDERDALE AL
Township / Civil Division	FLORENCE
Census Block Group	2
Census Block	2062
Census Tract	11502

Owner

Source: Lauderdale County records, as of November 21, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	87 WHISPERING WIND DR, FLORENCE, AL 35634-5611
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 25, 2024 · Amount on Record
Deed Sale	Jun 25, 2024 · Amount on Record
Prior Sale	Oct 7, 2020 · Amount on Record
Deed Document Number	0202424530
Deed Book / Page	2024 / 24530
Record Updated	Jun 8, 2026

October 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LAUDERDALE AL
Recording Date	Oct 7, 2020
Property Address	87 WHISPERING WIND DR, FLORENCE, AL 35634-5611
Document Number	2020/54637
Book / Page	2020 / 54637
Instrument Date	Oct 7, 2020
Transaction Type	Transfer
Record Updated	May 18, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	29904 CREEKSIDE DR, 29904, TONEY, AL 35773-8258

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	87 WHISPERING WIND DR, FLORENCE, AL 35634-5611

Tax Assessment & Valuation

Source: Lauderdale County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Lauderdale County
Unified School District	Lauderdale County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,052.00 (+13.61%)	$30,080 (+6.97%)	$332,680 (+18.27%) Land $79,000 Building $253,680
2024	$926.00 (-3.54%) Homeowner's exemption	$28,120 (+273.94%) Land $6,580 Building $21,540	$281,280 (+1.71%) Land $65,800 Building $215,480
2023	$960.00 (+23.55%) Homeowner's exemption	$7,520 (-66.49%) Land $7,520	$276,560 (+23.3%) Land $75,200 Building $201,360
2022	$777.00 Homeowner's exemption	$22,440	$224,300 Land $60,700 Building $163,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 1, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 policies
Nearby Flood Policies	14 in force
Nearby Flood Claims	54 (1991–2025)
Claims Outside the SFHA	7 of 54
Most Recent Claim	Mar 2025 · river or lake flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, May 2003 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 74% of Alabama
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHISHOLM HEIGHTS, WATER & F P AUTHORITY serves 4,881 people · EPA ID AL0000777
Water Source	Purchased surface water from several systems
Last State Inspection	May 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	13 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20