Lauderdale County property record for 45 Whispering Wind Dr, Florence, AL 35634
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 2,201 sqft · built 1977 |
| Lot Size | 3 acres (130,680 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $727 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-07-26-0-000-004-001 |
| Primary APN | 05-07-26-0-000-004-001 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 2,201 sqft Living Area |
| 1st Floor Area | 2,201 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1977 |
|---|---|
| Exterior Material | Brick |
| Foundation Type | Retaining Wall |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 130,680 sqft (3 acres) |
| Lot Dimensions | 214 ft deep x 647 ft wide |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Account Number | 18050 |
|---|---|
| Street Address | 45 WHISPERING WIND DR |
| City | FLORENCE |
| State | AL |
| Zip | 35634-5611 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 01 |
| Legal Description | 3.23 AC 647.38 X 214.08 IRR PT NE/4 OF NW/4 SEC 26 |
| Legal Range | 11W |
| Legal Township | 01S |
| Legal Section | 26 |
| Jurisdiction | LAUDERDALE AL |
| Township / Civil Division | FLORENCE |
| Census Block Group | 2 |
| Census Block | 2062 |
| Census Tract | 11502 |
45 Whispering Wind Dr is owned and occupied by two individuals.
Source: Lauderdale County records, as of November 21, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 45 WHISPERING WIND DR, FLORENCE, AL 35634-5611 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 45 Whispering Wind Dr was $727 with exemptions applied, up 7.4% from the year before.
Source: Lauderdale County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Alabama |
| County | Lauderdale County |
| Unified School District | Lauderdale County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $727.00 (+7.39%) Homeowner's exemption Senior Citizen's exemption | $26,620 (+6.99%) | $293,680 (+18.07%) Land $40,800 Building $252,880 |
| 2024 | $677.00 (-3.29%) Homeowner's exemption Senior Citizen's exemption | $24,880 (+544.56%) Land $3,400 Building $21,480 | $248,740 (+3.94%) Land $34,000 Building $214,740 |
| 2023 | $700.00 (+20.07%) Homeowner's exemption Senior Citizen's exemption | $3,860 (-80.54%) Land $3,860 | $239,300 (+20.74%) Land $38,600 Building $200,700 |
| 2022 | $583.00 Homeowner's exemption Senior Citizen's exemption | $19,840 | $198,200 Land $34,500 Building $163,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 45 Whispering Wind Dr in Zone X, an area of minimal flood risk, though there have been 54 flood claims nearby since 1991.
Source: FEMA National Flood Hazard Layer, effective August 1, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 14 policies |
| Nearby Flood Policies | 14 in force |
| Nearby Flood Claims | 54 (1991–2025) |
| Claims Outside the SFHA | 7 of 54 |
| Most Recent Claim | Mar 2025 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 45 Whispering Wind Dr is moderate, ranking above 42% of the US, with a 0.08% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 42% of the US · above 43% of Alabama |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHISHOLM HEIGHTS, WATER & F P AUTHORITY serves 4,881 people · EPA ID AL0000777 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | May 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 13 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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