87 Whispering Hills Rd, Murphy, NC 28906 Property Records

Cherokee County property record for 87 Whispering Hills Rd, Murphy, NC 28906

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,224 sqft · built 2020
Lot Size	0.739 acres (32,234 sqft)
Owner	Individual Name on Record
Last Sale	$269,000 (Jan 2022)
Tax Bill	$1,128 (2025)
Deeds & Mortgages	Jan 2022 Sale & Mortgage Feb 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`455100500784000`

Property Details

APN / Parcel Number

Primary APN	`455100500784000`
Alternative APNs	`51524` `56539`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Building Area	1,224 sqft Heated Area
Flooring	Wood
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Exterior Material	Wood Siding
Foundation Type	Footing
Roof Type	Cathedral/Clerestory
Roof Material	Metal
Lot Area	32,234 sqft (0.739 acres)
Lot Dimensions	233 ft deep x 160 ft wide
Porch	Open Porch
Porch Area	384 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	56539
Street Address	87 WHISPERING HILLS RD
City	MURPHY
State	NC
Zip	28906-3038
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 103 WHISPERING HILLS 1637/34
Legal Lot Number	103
Jurisdiction	CHEROKEE NC
Township / Civil Division	SHOAL CREEK
Census Block Group	2
Census Block	2043
Census Tract	930606

Owner

Source: Cherokee County records, as of October 9, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	3025 BEECH ST, LAKE PLACID, FL 33852-8314
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 13, 2022	Warranty Deed, Transfer · Conventional Mortgage HOMESTAR FINANCIAL CORP
Feb 24, 2020	Warranty Deed, Transfer · Conventional Mortgage PRIMELENDING

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 13, 2022 · Amount on Record
Deed Sale	Jan 13, 2022 · Amount on Record
Prior Sale	Feb 24, 2020 · Amount on Record
Deed Document Number	246
Deed Book / Page	1701 / 690
Record Updated	Jun 8, 2026

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE NC
Recording Date	Jan 13, 2022
Property Address	87 WHISPERING HILLS RD, MURPHY, NC 28906
Document Number	001701/690
Book / Page	1701 / 690
Instrument Date	Dec 17, 2021
Instrument	246
Transaction Type	Transfer
Record Updated	Oct 6, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$538.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	756 S ORLANDO AVE # AVE112, 756, COCOA BEACH, FL 32931-4546

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3025 BEECH ST, LAKE PLACID, FL 33852-8314

Mortgage

Document Number	0001701694
Date	Jan 13, 2022
Instrument	1701/694

Lender

Name	HOMESTAR FINANCIAL CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE NC
Recording Date	Feb 24, 2020
Property Address	87 WHISPERING HILLS RD, MURPHY, NC 28906
Document Number	0001637/34
Book / Page	1637 / 34
Instrument Date	Jan 23, 2020
Instrument	899
Transaction Type	Transfer
Record Updated	Oct 6, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$375.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	236 RITZ RD, 236, MURPHY, NC 28906-6259

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	756 S ORLANDO AVE APT 112, 112, COCOA BEACH, FL 32931-4425

Mortgage

Document Number	0000163738
Date	Feb 24, 2020
Instrument	1637/38

Lender

Name	PRIMELENDING
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2050

Tax Assessment & Valuation

Source: Cherokee County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cherokee County
Unified School District	Cherokee County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,128.00	$158,850 (-)	$158,850 (-) Land $15,000 Building $143,850
2023		$158,850	$158,850 Land $15,000 Building $143,850

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 63% of the US · above 85% of North Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 79 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Blue Ridge Mountain EMC Fiber	1,000 / 1,000
Peachtree Broadband Fiber Cable	500 / 30
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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