100 Whispering Hills Rd, Murphy, NC 28906 Property Records

Cherokee County property record for 100 Whispering Hills Rd, Murphy, NC 28906

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 520 sqft · built 2020
Lot Size	0.489 acres (21,344 sqft)
Owner	Individual Name on Record
Last Sale	$220,000 (Jun 2024)
Tax Bill	$705 (2025)
Deeds & Mortgages	Oct 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`455100501513000`

Property Details

APN / Parcel Number

Primary APN	`455100501513000`
Alternative APNs	`53901` `62955`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Building Area	520 sqft Heated Area
Flooring	Wood
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Exterior Material	Wood Siding
Foundation Type	Footing
Roof Type	Cathedral/Clerestory
Roof Material	Metal
Lot Area	21,344 sqft (0.489 acres)
Lot Dimensions	208 ft deep x 112 ft wide
Porch	Open Porch
Porch Area	208 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	62955
Street Address	100 WHISPERING HILLS RD
City	MURPHY
State	NC
Zip	28906-3099
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 106 WHISPERING HILLS 1745/267
Legal Lot Number	106
Jurisdiction	CHEROKEE NC
Township / Civil Division	SHOAL CREEK
Census Block Group	2
Census Block	2043
Census Tract	930606

Owner

Source: Cherokee County records, as of October 9, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3743 GATLIN WOODS DR, ORLANDO, FL 32812-7623
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 7, 2024 · Amount on Record
Deed Sale	Jun 7, 2024 · Amount on Record
Prior Sale	Oct 27, 2023 · Amount on Record
Deed Document Number	2827
Deed Book / Page	1758 / 510
Record Updated	Jun 8, 2026

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE NC
Recording Date	Oct 27, 2023
Property Address	100 WHISPERING HILLS RD, MURPHY, NC 28906-3099
Document Number	001745/267
Book / Page	1745 / 267
Instrument Date	Oct 13, 2023
Instrument	5466
Transaction Type	Transfer
Record Updated	Nov 22, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$390.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 1569, NEWPORT, TN 37822-1569

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	140 ROANN DR, OVIEDO, FL 32765-8758

Mortgage

Document Number	0001745271
Date	Oct 27, 2023
Instrument	1745/271

Lender

Name	HOMESTAR FINANCIAL CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2053

Tax Assessment & Valuation

Source: Cherokee County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cherokee County
Unified School District	Cherokee County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$705.00	$94,390 (-10.04%)	$94,390 (-10.04%) Land $15,000 Building $79,390
2023		$104,930	$104,930 Land $15,000 Building $89,930

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 63% of the US · above 85% of North Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 79 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Blue Ridge Mountain EMC Fiber	1,000 / 1,000
Peachtree Broadband Fiber Cable	500 / 30
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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