87 Wheeler Rd, Stow, MA 01775 Property Records

Middlesex County and Stow Town property record for 87 Wheeler Rd, Stow, MA 01775

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,448 sqft · built 1999
Lot Size	5.8 acres (252,648 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,050,000 (Aug 2025)
Tax Bill	$17,454 (2026)
Deeds & Mortgages	Aug 2025 Sale & Mortgage Jun 2020 Refinance
Flood Zone	Zone X (minimal risk)
APN	`R-10 001-4A`

Property Details

APN / Parcel Number

Primary APN	`R-10 001-4A`
Alternative APNs	`STOW M:000R-10 P:001-4A` `M:000R=10 P:001 =4A`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,448 sqft Living Area
Gross Area	8,265 sqft
1st Floor Area	1,601 sqft
Attic	Attic
Attic Area	1,559 sqft
Basement Area	1,601 sqft
Unfinished Basement	1,601 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	252,648 sqft (5.8 acres)
Garage Type	Attached
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	R-10 001-4A
Street Address	87 WHEELER RD
City	STOW
State	MA
Zip	01775-1242
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Subdivision	SPINDLE HILL
Jurisdiction	STOW MA
Township / Civil Division	STOW
Census Block Group	2
Census Block	2005
Census Tract	323101

Owner

Source: Middlesex County and Stow Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	87 WHEELER RD, STOW, MA 01775-1242
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Aug 26, 2025	Quit Claim Deed, Transfer · VA Mortgage GUARANTEED RATE INC
Jun 15, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance DIRECT CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 26, 2025 · Amount on Record
Deed Sale	Aug 26, 2025 · Amount on Record
Deed Book / Page	84536 / 111
Prior Transfer Date	Aug 25, 2025
Prior Transfer Doc	084536-111
Record Updated	Oct 29, 2026

August 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STOW MA
Recording Date	Aug 26, 2025
Property Address	87 WHEELER RD, STOW, MA 01775-1242
Document Number	084536-111
Book / Page	84536 / 111
Instrument Date	Aug 25, 2025
Instrument	102369
Transaction Type	Transfer
Record Updated	Jan 26, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	87 WHEELER RD, STOW, MA 01775-1242

Mortgage

Document Number	0000102370
Date	Aug 26, 2025
Instrument	102370

Lender

Name	GUARANTEED RATE INC
Type	Non-Lending Institution

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2055

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STOW MA
Property Address	87 WHEELER RD, STOW, MA 01775-1242
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	74887-275
Date	Jun 15, 2020
Book Page	74887/275
Instrument	92708

Lender

Name	DIRECT CU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	121 Months
Due	Jul 1, 2030

Tax Assessment & Valuation

Source: Middlesex County and Stow Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Stow Town
Unified School District	Nashoba School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$17,454.00 (+6.13%)	$976,700 (+3.45%) Land $429,500 Building $547,200	$1,077,720 (-1.16%)
2025	$16,446.00 (+10.57%)	$944,100 (+7.71%) Land $408,900 Building $535,200	$1,090,315
2024	$14,874.00 (+3.75%)	$876,500 (+10.84%) Land $378,100 Building $498,400
2023	$14,337.00	$790,800 Land $347,400 Building $443,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: T-Mobile.

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