Nassau County and Hempstead Town property record for 87 Whaley St, Freeport, NY 11520
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 1,663 sqft · built 1927 |
| Lot Size | 0.114 acres (4,950 sqft) |
| Owner | Individual Name on File |
| Last Sale | $580,000 (Oct 2021) |
| Tax Bill | $7,460 (2025) |
| Deeds & Mortgages | Jul 2021 Mortgage Oct 2021 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 62-122-00-0006 |
| Primary APN | 62-122-00-0006 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,663 sqft Living Area |
| Gross Area | 1,986 sqft |
| 1st Floor Area | 672 sqft |
| Basement Area | 161 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1927 |
|---|---|
| Effective Year Built | Effective 1927 |
| Architectural Style | Old Style |
| Exterior Material | Wood |
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Material | Wood Shingle |
| Lot Area | 4,950 sqft (0.114 acres) |
| Lot Dimensions | 110 ft deep x 45 ft wide |
| Garage Type | Attached |
| Garage Area | 162 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 62122 00060 |
|---|---|
| Street Address | 87 WHALEY ST |
| City | FREEPORT |
| State | NY |
| Zip | 11520-4952 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TOWN #1 SCH DIST 009 |
| Legal Block | 122 |
| Legal Lot Number | 6 |
| Jurisdiction | NASSAU NY |
| Township / Civil Division | HEMPSTEAD |
| Census Block Group | 4 |
| Census Block | 4006 |
| Census Tract | 414303 |
87 Whaley St is owned and occupied by an individual who bought it in October 2021.
Source: Nassau County and Hempstead Town records, as of June 17, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 87 WHALEY ST, FREEPORT, NY 11520-4952 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 20, 2021 | Deed of Trust, Mortgage · Commercial Mortgage MOFIN LENDING CORP |
| Oct 15, 2021 | Bargain and Sale Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE |
| Apr 6, 2021 | Bargain and Sale Deed, Transfer FIRST AMERICAN TITLE |
| Oct 4, 2018 | Deed of Trust, Mortgage · Conventional Mortgage OCEAN FINANCIAL FCU |
| Jun 25, 2018 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 15, 2021 · Amount on File |
| Deed Sale | Oct 15, 2021 · Amount on File |
| Prior Sale | Apr 6, 2021 · Amount on File |
| Deed Document Number | 2021135193 |
| Deed Book / Page | 14151 / 365 |
| Prior Transfer Date | May 30, 2018 |
| Prior Transfer Doc | 0136690717 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NASSAU NY |
| Property Address | 87 WHALEY ST, FREEPORT, NY 11520-4952 |
| Transaction Type | Mortgage |
| Record Updated | Jun 13, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0456390933 |
|---|---|
| Date | Jul 20, 2021 |
| Book Page | 45639/933 |
| Instrument | 2021-094792 |
| Name | MOFIN LENDING CORP |
|---|---|
| Type | Funding / Finance Company |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | Apr 1, 2022 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | NASSAU NY |
| Recording Date | Oct 15, 2021 |
| Property Address | 87 WHALEY ST, FREEPORT, NY 11520-4952 |
| Document Number | 0141510365 |
| Book / Page | 14151 / 365 |
| Map Reference | LB14061 PG843 |
| Instrument Date | Sep 10, 2021 |
| Instrument | 2021-135193 |
| Transaction Type | Transfer |
| Record Updated | Nov 17, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,320.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 330 MOTOR PKWY STE 300, 330, HAUPPAUGE, NY 11788-5119 |
| Name | Verified Name |
|---|---|
| Address | 1536 71ST ST APT 2R, 2R, BROOKLYN, NY 11228-1832 |
| Document Number | 20211351944595031 |
|---|---|
| Date | Oct 15, 2021 |
| Instrument | 2021-1351944595031 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | NASSAU NY |
| Recording Date | Apr 6, 2021 |
| Property Address | 87 WHALEY ST, FREEPORT, NY 11520-4952 |
| Document Number | 0140610843 |
| Book / Page | 14061 / 843 |
| Instrument Date | Mar 10, 2021 |
| Instrument | 2021-044813 |
| Transaction Type | Transfer |
| Record Updated | Jun 13, 2023 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 77 ASPEN DR W, WOODBURY, NY 11797-3021 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NASSAU NY |
| Property Address | 87 WHALEY ST, FREEPORT, NY 11520-4952 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0430890793 |
|---|---|
| Date | Oct 4, 2018 |
| Book Page | 43089/793 |
| Instrument | 2018-089751 |
| Name | OCEAN FINANCIAL FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 28, 2048 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | NASSAU NY |
| Recording Date | Jun 25, 2018 |
| Property Address | 87 WHALEY ST, FREEPORT, NY 11520-4952 |
| Document Number | 0136690717 |
| Book / Page | 013669 / 000717 |
| Instrument Date | May 30, 2018 |
| Instrument | 55323 |
| Transaction Type | Transfer |
| Record Updated | Aug 13, 2018 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 87 WHALEY ST FREEPORT NY 115204952, FREEPORT, NY 11520-4952 |
The 2025 property tax bill for 87 Whaley St was $7,460 with a homeowner's exemption.
Source: Nassau County and Hempstead Town assessment roll, as of June 17, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Nassau County |
| County Subdivision | Hempstead Town |
| Municipality | Freeport Village |
| Unified School District | Freeport Union Free School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $356 (-0.28%) Land $116 Building $240 | $356,000 (-0.28%) | |
| 2025 | $7,460.00 Homeowner's exemption | $357 Land $116 Building $241 | $357,000 |
| 2023 | $7,220.00 Additional exemption filed | $385 Land $138 Building $247 | $385,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 87 Whaley St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective April 5, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 10 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 3 (1979–2023) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Sep 2023 · Severe Storm And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 87 Whaley St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FREEPORT (V) serves 45,000 people · EPA ID NY2902823 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2025 |
| Lead | 3 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 670 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
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