86 Whaley St, Freeport, NY 11520 Property Records

Nassau County and Hempstead Town property record for 86 Whaley St, Freeport, NY 11520 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,033 sqft · built 1953
Lot Size	0.219 acres (9,555 sqft)
Owner	Individual Name on File
Tax Bill	$8,375 (2025)
Deeds & Mortgages	Dec 2019 Mortgage Dec 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`62-121-00-0016`

Property Details

APN / Parcel Number

Primary APN	`62-121-00-0016`
Alternative APNs	`2009-62-121-00-0016-0` `62121000016000000000` `282009 62.-121-16` `62121 00160`

Interior

Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,033 sqft Living Area
Gross Area	2,626 sqft
1st Floor Area	1,340 sqft
Basement Area	425 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1953
Architectural Style	Split Level
Exterior Material	Wood
Construction Type	Frame
Roof Material	Other
Lot Area	9,555 sqft (0.219 acres)
Lot Dimensions	105 ft deep x 91 ft wide
Garage Type	Basement
Parking Spaces	2 Parking Spaces
Porch	Enclosed Frame Porch
Porch Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	62121 00160
Street Address	86 WHALEY ST
City	FREEPORT
State	NY
Zip	11520-4953
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	16,20
Legal Block	121
Legal Lot Number	16
Jurisdiction	NASSAU NY
Township / Civil Division	HEMPSTEAD
Census Block Group	4
Census Block	4001
Census Tract	414303

Owner

Source: Nassau County and Hempstead Town records · APN 62-121-00-0016

Assessment roll updated June 17, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	86 WHALEY ST, FREEPORT, NY 11520-4953
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 24, 2019	Deed of Trust, Mortgage · Conventional Mortgage NBKS BANK
Dec 28, 2018	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS
Dec 28, 2018	Loan Modification, Consolidation and Extension, Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Feb 06, 2013
Deed Sale	Feb 06, 2013
Deed Document Number	2013508
Deed Book / Page	12914 / 462
Record Updated	Sep 20, 2026

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NASSAU NY
Property Address	86 WHALEY ST, FREEPORT, NY 11520-4953
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0438970509
Date	Dec 24, 2019
Book Page	43897/509
Instrument	2019-114372

Lender

Name	NBKS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 01, 2049

Interest

Rate Type	Fixed Rate

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NASSAU NY
Property Address	86 WHALEY ST, FREEPORT, NY 11520-4953
Document Number	0432450136
Instrument Date	Dec 28, 2018
Transaction Type	Mortgage
Record Updated	Jan 29, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	86 WHALEY ST FREEPORT NY 115204953, FREEPORT, NY 11520-4953

Mortgage

Document Number	0432450136
Date	Jan 10, 2019
Book Page	043245/000136
Instrument	3634

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 09, 2049

December 2018: Loan Modification, Consolidation and Extension, Mortgage

Document Type	Loan Modification, Consolidation and Extension
Jurisdiction	NASSAU NY
Property Address	86 WHALEY ST, FREEPORT, NY 11520-4953
Document Number	0432450158
Instrument Date	Dec 28, 2018
Transaction Type	Mortgage
Record Updated	Jan 14, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	86 WHALEY ST FREEPORT NY 115204953, FREEPORT, NY 11520-4953

Mortgage

Document Number	0432450158
Date	Jan 10, 2019
Book Page	043245/000158
Instrument	3635

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	1050 WOODWARD AVE, DETROIT, MI 48226-1906

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jan 09, 2049

Interest

Rate Type	Fixed Rate
Rate	4.99%

Tax Assessment & Valuation

Source: Nassau County and Hempstead Town records · Assessment roll updated June 17, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	New York
County	Nassau County
County Subdivision	Hempstead Town
Municipality	Freeport Village
Unified School District	Freeport Union Free School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$431 (-4.86%) Land $161 Building $270	$431,000 (-4.86%)
2025	$8,375.00 (+24.02%)
2023	$6,753.00 Homeowner's exemption	$453 Land $169 Building $284	$453,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Nassau County (36059C), updated April 5, 2023 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 360594143034, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 10 individual NFIP policies nearby
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	10 in force
Nearby Flood Claims	3 (1979–2023)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Sep 2023, rainfall accumulation, Severe Storm And Flooding

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 670 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Optimum Communications	Fiber	8,000 / 8,000
Verizon	Fiber	2,300 / 2,300
Optimum Communications	Cable	940 / 35
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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