87 Upper Bay Head Ln, Orcas, WA 98280 Property Records

San Juan County property record for 87 Upper Bay Head Ln, Orcas, WA 98280

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,240 sqft · built 1979
Lot Size	0.68 acres (29,621 sqft)
Owner	2 Individual Names on File
Last Sale	$759,000 (Aug 2019)
Tax Bill	$5,762 (2023)
Deeds & Mortgages	Dec 2021 Mortgage Aug 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`262250-004-000`

Property Details

APN / Parcel Number

Primary APN	`262250-004-000`
Alternative APN	`9723`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Stories	1 Story
Building Area	2,240 sqft Living Area
Gross Area	3,024 sqft
1st Floor Area	1,568 sqft
Basement Area	784 sqft
Finished Basement	672 sqft
Unfinished Basement	112 sqft
Flooring	Wood
Interior Walls	Unfinished
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Architectural Style	Other
Exterior Material	Stucco
Roof Material	Metal
Lot Area	29,621 sqft (0.68 acres)
Terrain	Wooded
Garage Type	Detached
Garage Area	280 sqft

Exterior Amenities

Deck Area	1,037 sqft
Patio Area	998 sqft
Shed	1 Shed
Shed Area	64 sqft
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling System	Fan Cooling
Heating System	Baseboard
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Account Number	9723
Street Address	87 UPPER BAY HEAD LN
City	ORCAS
State	WA
Zip	98280-5169
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BAY HEAD - LOT 4 & 1/17TH INT IN COMMON PARK SEC 22, T 36N, R 2W
Legal Range	02W
Legal Township	36N
Legal Section	22
Legal Subdivision	BAY HEAD
Legal Lot Number	1,4
Jurisdiction	SAN JUAN WA
Township / Civil Division	ORCAS
Census Block Group	2
Census Block	2019
Census Tract	960102

Owner

Source: San Juan County records · APN 262250-004-000

Assessment roll updated May 31, 2022 · Last verified June 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Co-owner	Verified Secondary Owner
Mailing Address	87 UPPER BAY HEAD LN, ORCAS, WA 98280-5169
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 02, 2021	Intrafamily Transfer, Transfer · ARM JPMORGAN CHASE BANK NA
Aug 20, 2019	Warranty Deed, Transfer · ARM JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	3 Verified Names on Deed
Last Sale	Aug 20, 2019 · Amount on Record
Deed Sale	Aug 20, 2019 · Amount on Record
Prior Sale	Aug 20, 2019 · Amount on Record
Deed Document Number	0000820007
Last Transfer Date	Dec 02, 2021
Transfer Doc	0001202005
Record Updated	Jun 07, 2026

December 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN JUAN WA
Recording Date	Dec 02, 2021
Property Address	87 UPPER BAY HEAD LN, ORCAS, WA 98280-5169
Document Number	0001202005
Map Reference	VOL 3 PG 39&39A
Instrument Date	Nov 01, 2021
Instrument	2021-1202005
Transaction Type	Transfer
Record Updated	Jun 07, 2023
Title Company	SERVICELINK

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	87 UPPER BAY HEAD LN, ORCAS, WA 98280-5169

Mortgage

Document Number	0001202006
Date	Dec 02, 2021
Instrument	2021-1202006

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	Dec 01, 2051

Interest

Rate Type	Adjustable Rate
Rate	1.5%
Adjustable	Adjustable Rate Rider
Type Change Date	Dec 01, 2028
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	6.5%
Index	6-Month LIBOR
Max Rate	6.5%

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAN JUAN WA
Recording Date	Aug 20, 2019
Property Address	87 UPPER BAY HEAD LN, ORCAS, WA 98280-5169
Document Number	0000820007
Map Reference	VOL 3 PG 39-39A
Instrument Date	Aug 16, 2019
Instrument	2019-0820007
Transaction Type	Transfer
Record Updated	Apr 18, 2022
Title Company	SAN JUAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$24,895.20
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	1075 DUNBARTON TRCE NE, BROOKHAVEN, GA 30319-2687

Mortgage

Document Number	0000820008
Date	Aug 20, 2019
Instrument	2019-0820008

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.37%
Adjustable	Adjustable Rate Rider
Type Change Date	Sep 01, 2026
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	5.37%
Index	1-Year LIBOR
Max Rate	8.37%

Tax Assessment & Valuation

Source: San Juan County records · Assessment roll updated May 31, 2022 · Last verified June 2023

Property Jurisdictions

Type	Name
State	Washington
County	San Juan County
Unified School District	Orcas Island School District (KG - 12)

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of March 6, 2019 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Island Networks Fiber	2,000 / 2,000
Starlink Satellite	280 / 30

Based on FCC filings for 26 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

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