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109 Upper Bay Head Ln, Orcas, WA 98280 Property Records

San Juan County property record for 109 Upper Bay Head Ln, Orcas, WA 98280

Property Summary

Property TypeSingle Family Home
Details1 bd · 2 ba · 1,796 sqft · built 1974
Lot Size0.719 acres (31,363 sqft)
Owner2 Individual Names on File
Tax Bill$7,011 (2023)
Deeds & MortgagesFeb 2026 Line of Credit
Flood ZoneZone X (minimal risk)
APN262250-005-000

Property Details

APN / Parcel Number

Primary APN262250-005-000
Alternative APN
  • 9724

Interior

Bedrooms1 Bed
Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Stories1 Story
Building Area1,796 sqft Living Area
Gross Area2,513 sqft
1st Floor Area1,299 sqft
Attic Area220 sqft
Basement Area497 sqft
Finished Basement497 sqft
Interior WallsUnfinished
Fireplaces2 Fireplaces
FireplaceFireplace

Exterior

Year BuiltBuilt 1974
Architectural StyleOther
Exterior MaterialStucco
Roof MaterialMetal
Lot Area31,363 sqft (0.719 acres)
TerrainOther
Garage TypeMixed
Garage Area240 sqft
CarportCarport
Carport Area120 sqft

Exterior Amenities

Deck Area723 sqft
Patio Area403 sqft
Outdoor Kitchen / BBQOutdoor Kitchen / BBQ
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemFan Cooling
Heating SystemHeat Pump
SewerConnected

Location & Zoning

Account Number9724
Street Address109 UPPER BAY HEAD LN
CityORCAS
StateWA
Zip98280-6000
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBAY HEAD LT 5 & 1/17TH INT IN PK .20AC SEC 22, T 36N, R 2W
Legal Range02W
Legal Township36N
Legal Section22
Legal SubdivisionBAY HEAD
Legal Lot Number1,5
JurisdictionSAN JUAN WA
Township / Civil DivisionORCAS
Census Block Group2
Census Block2019
Census Tract960102

Owner

Source: San Juan County records · APN 262250-005-000

Assessment roll updated May 31, 2022 · Last verified June 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address13424 NE 80TH ST, REDMOND, WA 98052-4042
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Record UpdatedJun 07, 2026

February 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN JUAN WA
Property Address109 UPPER BAY HEAD LN, ORCAS, WA 98280-6000
Transaction TypeMortgage
Record UpdatedFeb 23, 2026
Title CompanyWFG LENDER SERVICES, WFG LENDER SERVICES RESWARE

Transferred To (Grantee/Buyer)

NameVerified Name
Address13424 NE 80TH ST, REDMOND, WA 98052-4042

Mortgage

Document Number0000211001
DateFeb 11, 2026
Instrument2026-0211001
Lender
NameBANNER BANK
TypeBank
AddressWALLA WALLA, WA 99362
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: San Juan County records · Assessment roll updated May 31, 2022 · Last verified June 2023

Property Jurisdictions

TypeName
StateWashington
CountySan Juan County
Unified School DistrictOrcas Island School District (KG - 12)

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of March 6, 2019 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force

Wildfire

Wildfire RiskLow
lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Island Networks
Fiber		2,000 / 2,000
Starlink
Satellite		280 / 30

Based on FCC filings for 26 locations within half a mile of this property.

Cell Coverage

5G and 4G LTE (outdoors only)

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