87 Union St, Belfast, ME 04915 Property Records

Waldo County and Belfast City property record for 87 Union St, Belfast, ME 04915

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 744 sqft
Lot Size	0.09 acres (3,920 sqft)
Owner	Individual Name on Record
Tax Bill	$6,114 (2025)
Deeds & Mortgages	Jan 2023 Line of Credit Nov 2021 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`BELF M:036 L:005`

Property Details

APN / Parcel Number

Primary APN	`BELF M:036 L:005`
Alternative APN	`2585`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	3 Rooms
Stories	2 Stories
Building Area	744 sqft Living Area

Exterior

Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Brick
Roof Material	Asphalt
Lot Area	3,920 sqft (0.09 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Account Number	2585
Street Address	87 UNION ST
City	BELFAST
State	ME
Zip	04915-6725
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Lot Number	5
Jurisdiction	BELFAST ME
Township / Civil Division	BELFAST
Census Block Group	4
Census Block	4011
Census Tract	43000

Owner

Source: Waldo County and Belfast City records, as of July 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	87 UNION ST, BELFAST, ME 04915-6725
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 30, 2023	Deed of Trust, Mortgage · Line of Credit BANGOR SAVINGS BANK
Nov 9, 2021	Personal Representative Deed, Transfer
Jul 10, 2017	Deed of Trust, Mortgage · Line of Credit BANGOR SVGS BK

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELFAST ME
Property Address	87 UNION ST, BELFAST, ME 04915-6725
Transaction Type	Mortgage
Record Updated	Feb 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004880/131
Date	Jan 30, 2023
Book Page	4880/131
Instrument	2023-586

Lender

Name	BANGOR SAVINGS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

November 2021: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	BELFAST ME
Recording Date	Nov 9, 2021
Property Address	87 UNION ST, BELFAST, ME 04915-6725
Document Number	4732/21
Book / Page	4732 / 21
Instrument Date	Nov 9, 2021
Instrument	2021-12535
Transaction Type	Transfer
Record Updated	Nov 22, 2021

Transaction

Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	87 UNION ST, BELFAST, ME 04915-6725

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELFAST ME
Property Address	87 UNION ST, BELFAST, ME 04915-6725
Document Number	0041920160
Book / Page	004192 / 000160
Instrument Date	Jul 10, 2017
Transaction Type	Mortgage
Record Updated	Sep 7, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	87 UNION ST BELFAST ME 049156725, BELFAST, ME 04915-6725

Mortgage

Document Number	0041920160
Date	Aug 11, 2017
Book Page	004192/000160
Instrument	7629

Lender

Name	BANGOR SVGS BK
Type	Federal Savings Bank
Address	BELFAST, ME 04915

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Aug 10, 2042

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Waldo County and Belfast City assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Waldo County
Municipality	Belfast City
Unified School District	Regional School Unit 71 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$6,114.00 (+6.09%)	$374,200 (-) Land $139,000 Building $235,200
2024	$5,763.00 (+19.22%)	$374,200 (+55.59%) Land $139,000 Building $235,200
2023	$4,834.00 (-2.93%)	$240,500 (+3.35%) Land $97,500 Building $143,000
2022	$4,980.00	$232,700 Land $97,500 Building $135,200

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	6 (2009–2024)
Claims Outside the SFHA	6 of 6
Most Recent Claim	Jan 2024 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jan 2024 · 3 claims Severe Storm And Flooding, Oct 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BELFAST WATER DISTRICT serves 5,698 people · EPA ID ME0090140
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 164 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Tidewater O.P.E.N., UniTel.

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