72 Union St, Belfast, ME 04915 Property Records

Waldo County and Belfast City property record for 72 Union St, Belfast, ME 04915

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 744 sqft · built 1991
Lot Size	0.27 acres (11,761 sqft)
Owner	2 Individual Names on Record
Last Sale	$411,500 (Sep 2019)
Tax Bill	$7,930 (2025)
Deeds & Mortgages	Oct 2022 Transfer Jan 2021 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`BELF M:037 L:082`

Property Details

APN / Parcel Number

Primary APN	`BELF M:037 L:082`
Alternative APN	`2897`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	744 sqft Living Area

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Brick
Roof Material	Asphalt
Lot Area	11,761 sqft (0.27 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water

Location & Zoning

Account Number	2897
Street Address	72 UNION ST
City	BELFAST
State	ME
Zip	04915-6728
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Lot Number	82
Jurisdiction	BELFAST ME
Township / Civil Division	BELFAST
Census Block Group	3
Census Block	3034
Census Tract	43000

Owner

Source: Waldo County and Belfast City records, as of July 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	72 UNION ST, BELFAST, ME 04915-6728
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 25, 2022	Quit Claim Deed, Transfer Quitclaim
Jan 25, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance BETTER MORTGAGE CORP
Sep 3, 2019	Warranty Deed, Transfer NORTHEAST HM LN LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 3, 2019 · Amount on Record
Deed Sale	Sep 3, 2019 · Amount on Record
Deed Document Number	20198664
Deed Book / Page	4412 / 279
Record Updated	Sep 20, 2026

October 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BELFAST ME
Recording Date	Oct 25, 2022
Property Address	72 UNION ST, BELFAST, ME 04915-6728
Document Number	004856/115
Book / Page	4856 / 115
Instrument Date	Oct 25, 2022
Instrument	2022-10032
Transaction Type	Transfer
Record Updated	Nov 8, 2022

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	72 UNION ST, BELFAST, ME 04915-6728

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELFAST ME
Property Address	72 UNION ST, BELFAST, ME 04915-6728
Transaction Type	Mortgage
Record Updated	Mar 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	4600/128
Date	Jan 25, 2021
Book Page	4600/128
Instrument	2021-799

Lender

Name	BETTER MORTGAGE CORP

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Feb 1, 2036

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BELFAST ME
Recording Date	Sep 3, 2019
Property Address	72 UNION ST, BELFAST, ME 04915-6728
Document Number	0044120279
Book / Page	004412 / 000279
Instrument Date	Aug 30, 2019
Instrument	8664
Transaction Type	Transfer
Record Updated	Sep 13, 2019
Title Company	CLOSING TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	941 PLYMOUTH RD NE ATLANTA GA 303063009, ATLANTA, GA 30306-3009

Mortgage

Document Number	44120283
Date	Sep 3, 2019
Book Page	004412/000283
Instrument	8667

Lender

Name	NORTHEAST HM LN LLC
Type	Funding / Finance Company
Address	WEST CHESTERFIELD, NH 03466

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Sep 2, 2049

Tax Assessment & Valuation

Source: Waldo County and Belfast City assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Waldo County
Municipality	Belfast City
Unified School District	Regional School Unit 71 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$7,930.00 (+6.37%)	$485,300 (+0.25%) Land $173,200 Building $312,100
2024	$7,455.00 (-2.34%)	$484,100 (+27.46%) Land $173,200 Building $310,900
2023	$7,634.00 (-3.74%)	$379,800 (+2.48%) Land $185,800 Building $194,000
2022	$7,931.00	$370,600 Land $185,800 Building $184,800

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	17 (1987–2024)
Most Recent Claim	Jan 2024 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jan 2024 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BELFAST WATER DISTRICT serves 5,698 people · EPA ID ME0090140
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 164 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Tidewater O.P.E.N., UniTel.

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