87 Tuscarora Trl, Murphy, NC 28906 Property Records

Cherokee County property record for 87 Tuscarora Trl, Murphy, NC 28906

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,116 sqft · built 2024
Lot Size1.05 acres (45,738 sqft)
OwnerIndividual Name on File
Last Sale$320,000 (Sep 2026)
Tax Bill$1,370 (2025)
Deeds & MortgagesSep 2026 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN454003228931000

Property Details

APN / Parcel Number

Primary APN454003228931000
Alternative APN
  • 19739

Interior

Bedrooms2 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,116 sqft Heated Area
Gross Area1,492 sqft
1st Floor Area1,116 sqft
FlooringWood
Interior WallsPlaster
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2024
Effective Year BuiltEffective 2024
Exterior MaterialWood Siding
Roof TypeCathedral/Clerestory
Roof MaterialMetal
Lot Area45,738 sqft (1.05 acres)
Lot Dimensions228 ft deep x 219 ft wide
PorchSlab
Porch Area376 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Account Number19739
Street Address87 TUSCARORA TRL
CityMURPHY
StateNC
Zip28906
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 31-A SEC 2 WEST HILLS
Legal SubdivisionWEST HILLS
Legal Lot Number31-A
JurisdictionCHEROKEE NC
Township / Civil DivisionNOTLA
Census Block Group1
Census Block1048
Census Tract930605

Owner

87 Tuscarora Trl is owned and occupied by an individual who bought it in September 2026.

Source: Cherokee County records, as of October 9, 2026

Owner of RecordIndividual Name on File
Mailing Address87 TUSCARORA TRL, MURPHY, NC 28906
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 24, 2026 · Amount on File
Deed SaleSep 24, 2026 · Amount on File
Deed Document Number20264981
Deed Book / Page1810 / 1005
Record UpdatedOct 29, 2026

September 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHEROKEE NC
Recording DateSep 24, 2026
Property Address87 TUSCARORA TRL, MURPHY, NC 28906
Document Number0000004981
Book / Page1810 / 1005
Instrument DateSep 24, 2026
Instrument20264981
Transaction TypeTransfer
Record UpdatedOct 9, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$64,640.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address87 TUSCARORA TRL, MURPHY, NC 28906

Mortgage

Document Number0000004982,
DateSep 24, 2026
Book Page1810/1008
Instrument20264982
Lender
NameCAPITAL HOME LOANS
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueOct 1, 2056
Interest
Max Rate-1%

Tax Assessment & Valuation

The 2025 property tax bill for 87 Tuscarora Trl was $1,370.

Source: Cherokee County assessment roll, as of October 10, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCherokee County
Unified School DistrictCherokee County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,370.00$183,610$183,610 Land $24,000 Building $159,610
2023$24,000$24,000 Land $24,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 87 Tuscarora Trl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 87 Tuscarora Trl is moderate, ranking above 59% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 59% of the US · above 82% of North Carolina
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Peachtree Broadband Fiber
Cable
500 / 30

May also be available: Blue Ridge Mountain EMC.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Tuscarora Trl

Nearby Streets

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