70 Tuscarora Trl, Murphy, NC 28906 Property Records

Cherokee County property record for 70 Tuscarora Trl, Murphy, NC 28906

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,044 sqft · built 2021
Lot Size	0.769 acres (33,541 sqft)
Owner	Individual Name on Record
Last Sale	$321,000 (Apr 2023)
Tax Bill	$1,335 (2025)
Deeds & Mortgages	Apr 2023 Sale & Mortgage Sep 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`454003320762000`

Property Details

APN / Parcel Number

Primary APN	`454003320762000`
Alternative APNs	`19739` `58381` `59790`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,044 sqft Heated Area
Flooring	Wood
Interior Walls	Plaster
Fireplace	Fireplace

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2022
Exterior Material	Combination
Roof Type	Cathedral/Clerestory
Roof Material	Metal
Lot Area	33,541 sqft (0.769 acres)
Lot Dimensions	160 ft deep x 177 ft wide
Porch	Open Porch
Porch Area	324 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	59790
Street Address	70 TUSCARORA TRL
City	MURPHY
State	NC
Zip	28906-9632
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 27-A SEC 2 WESTHILLS SUB 1719/1360
Legal Subdivision	HILLS SUB
Legal Lot Number	27-A
Jurisdiction	CHEROKEE NC
Township / Civil Division	NOTLA
Census Block Group	1
Census Block	1048
Census Tract	930605

Owner

Source: Cherokee County records, as of October 9, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	70 TUSCARORA TRL, MURPHY, NC 28906-9632
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 3, 2023	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Sep 2, 2022	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 3, 2023 · Amount on Record
Deed Sale	Apr 3, 2023 · Amount on Record
Prior Sale	Sep 2, 2022 · Amount on Record
Deed Document Number	1549
Deed Book / Page	1732 / 437
Record Updated	Jun 8, 2026

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE NC
Recording Date	Apr 3, 2023
Property Address	70 TUSCARORA TRL, MURPHY, NC 28906-9632
Document Number	001732/437
Book / Page	1732 / 437
Instrument Date	Mar 15, 2023
Instrument	1549
Transaction Type	Transfer
Record Updated	Oct 16, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$642.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 503, MURPHY, NC 28906-0503

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	70 TUSCARORA TRL, MURPHY, NC 28906-9632
Investor	Possibly a Property Investor

Mortgage

Document Number	0001732440
Date	Apr 3, 2023
Instrument	1732/440

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2053

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE NC
Recording Date	Sep 2, 2022
Property Address	70 TUSCARORA TRL, MURPHY, NC 28906-9632
Document Number	01719/1360
Book / Page	1719 / 1360
Instrument Date	Jul 26, 2022
Instrument	5732
Transaction Type	Transfer
Record Updated	Oct 16, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$580.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	420 TERRANOVA ST, WINTER HAVEN, FL 33884-3430

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	70 TUSCARORA TRL, MURPHY, NC 28906-9632

Mortgage

Document Number	0017191363
Date	Sep 2, 2022
Instrument	1719/1363

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2052

Tax Assessment & Valuation

Source: Cherokee County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cherokee County
Unified School District	Cherokee County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,335.00	$178,660 (+5.25%)	$178,660 (+5.25%) Land $20,000 Building $158,660
2023		$169,750	$169,750 Land $20,000 Building $149,750

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 59% of the US · above 82% of North Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Peachtree Broadband Fiber Cable	500 / 30

May also be available: Blue Ridge Mountain EMC.

Cell Coverage

5G (outdoors only) and 4G LTE

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