87 Summer St, Framingham, MA 01701 Property Records

Middlesex County and Framingham City property record for 87 Summer St, Framingham, MA 01701

Property Summary

Property Type	Residential Vacant Land
Details	2,666 sqft · built 2024
Lot Size	0.38 acres (16,553 sqft)
Owner	2 Individual Names on File
Last Sale	$1,349,000 (Jul 2025)
Tax Bill	$13,232 (2026)
Deeds & Mortgages	Dec 2024 Refinance Jul 2025 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`21105`

Property Details

APN / Parcel Number

Primary APN	`21105`
Alternative APN	`FRAM M:071 B:18 L:6122 U:000`

Interior

Total Rooms	8 Rooms
Building Area	2,666 sqft Living Area
Gross Area	4,765 sqft
Basement Area	1,162 sqft
Unfinished Basement	1,162 sqft

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Lot Area	16,553 sqft (0.38 acres)

Location & Zoning

Account Number	21105
Street Address	87 SUMMER ST
City	FRAMINGHAM
State	MA
Zip	01701-4453
Property Category	Residential
Property Type	Vacant Land > Residential
Legal Block	18
Legal Lot Number	6122
Jurisdiction	FRAMINGHAM MA
Township / Civil Division	FRAMINGHAM
Census Block Group	4
Census Block	4011
Census Tract	383700

Owner

87 Summer St, residential vacant land, is owned and occupied by two individuals who bought it in July 2025.

Source: Middlesex County and Framingham City records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	87 SUMMER ST, FRAMINGHAM, MA 01701-4453
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Dec 4, 2024	Deed of Trust, Mortgage · Stand-Alone Refinance CENTRAL ONE FEDERAL CREDIT UNION
Jul 31, 2025	Quit Claim Deed, Transfer · Conventional Mortgage US BANK NA
Aug 20, 2024	Quit Claim Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 31, 2025 · Amount on File
Deed Sale	Jul 31, 2025 · Amount on File
Prior Sale	Aug 20, 2024 · Amount on File
Deed Document Number	202590571
Deed Book / Page	84434 / 87
Record Updated	Oct 29, 2026

December 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRAMINGHAM MA
Property Address	87 SUMMER ST, FRAMINGHAM, MA 01701-4453
Transaction Type	Mortgage
Record Updated	Mar 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	083545-549
Date	Dec 4, 2024
Book Page	83545/549
Instrument	138671

Lender

Name	CENTRAL ONE FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record

July 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FRAMINGHAM MA
Recording Date	Jul 31, 2025
Property Address	87 SUMMER ST, FRAMINGHAM, MA 01701-4453
Document Number	0084434-87
Book / Page	84434 / 87
Instrument Date	Jul 31, 2025
Instrument	90571
Transaction Type	Transfer
Record Updated	Mar 13, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	87 SUMMER ST, FRAMINGHAM, MA 01701-4453

Mortgage

Document Number	0000090572
Date	Jul 31, 2025
Instrument	90572

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	6.38%
Type Change Date	Aug 1, 2032
Index	1-Year CMT

August 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FRAMINGHAM MA
Recording Date	Aug 20, 2024
Property Address	87 SUMMER ST, FRAMINGHAM, MA 01701-4453
Document Number	083148-596
Book / Page	83148 / 596
Instrument Date	Jun 27, 2024
Instrument	93783
Transaction Type	Transfer
Record Updated	Jan 26, 2026

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 2532, FRAMINGHAM, MA 01703-2532

Tax Assessment & Valuation

The 2026 property tax bill for 87 Summer St was $13,232, up 998.1% from the year before.

Source: Middlesex County and Framingham City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Framingham City
Unified School District	Framingham School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$13,232.00 (+998.09%)	$1,118,500 (+1,008.52%) Land $100,900 Building $968,300	$1,160,249
2025	$1,205.00	$100,900 Land $100,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 87 Summer St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 87 Summer St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FRAMINGHAM WATER DEPT. (MWRA) serves 72,362 people · EPA ID MA3100000
Water Source	Purchased surface water from MWRA
Last State Inspection	Apr 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 493 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000
Astound Broadband Cable	1,500 / 50

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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