85 Summer St, Framingham, MA 01701 Property Records

Middlesex County and Framingham City property record for 85 Summer St, Framingham, MA 01701

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,862 sqft · built 1947
Lot Size	0.56 acres (24,394 sqft)
Owner	2 Trust Names on Record
Last Sale	$260,000 (Aug 2024)
Tax Bill	$9,135 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Nov 2025 Transfer + 4 more
Flood Zone	Zone X (minimal risk)
APN	`71-18-6165`

Property Details

APN / Parcel Number

Primary APN	`71-18-6165`
Alternative APNs	`FRAM M:071 B:18 L:6165 U:000` `M:278.0 B:0001 L:0004.0` `F_681661_2938159` `21103`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,862 sqft Living Area
Gross Area	5,544 sqft
1st Floor Area	2,862 sqft
Basement Area	1,848 sqft
Unfinished Basement	1,848 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1947
Effective Year Built	Effective 1966
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	24,394 sqft (0.56 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	21103
Street Address	85 SUMMER ST
City	FRAMINGHAM
State	MA
Zip	01701-4452
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Block	18
Legal Lot Number	6165
Jurisdiction	FRAMINGHAM MA
Township / Civil Division	FRAMINGHAM
Census Block Group	4
Census Block	4011
Census Tract	383700

Owner

Source: Middlesex County and Framingham City records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Trust Names on Record
Mailing Address	85 SUMMER ST, FRAMINGHAM, MA 01701-4452
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Oct 20, 2025	Deed of Trust, Mortgage GUARANTEED RATE INC
Nov 4, 2025	Quit Claim Deed, Transfer Quitclaim
May 28, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance JPMORGAN CHASE BANK NA
Mar 31, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance ENVISION BANK
Mar 16, 2021	Condominium Deed, Transfer · Stand-Alone First Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Mar 31, 2021	Condominium Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 20, 2024 · Amount on Record
Deed Sale	Aug 20, 2024 · Amount on Record
Prior Sale	May 31, 2024 · Amount on Record
Deed Document Number	202493783
Deed Book / Page	83148 / 596
Last Transfer Date	Sep 16, 2025
Transfer Doc	084832-426
Record Updated	Sep 20, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRAMINGHAM MA
Property Address	85 SUMMER ST, FRAMINGHAM, MA 01701-4452
Transaction Type	Mortgage
Record Updated	Nov 12, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	084757-123
Date	Oct 20, 2025
Book Page	84757/123
Instrument	127033

Lender

Name	GUARANTEED RATE INC
Type	Non-Lending Institution

Agreement

Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

November 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FRAMINGHAM MA
Recording Date	Nov 4, 2025
Property Address	85 SUMMER ST, FRAMINGHAM, MA 01701-4452
Document Number	084832-426
Book / Page	84832 / 426
Instrument Date	Sep 16, 2025
Instrument	134688
Transaction Type	Transfer
Record Updated	Nov 26, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	85 SUMMER ST, FRAMINGHAM, MA 01701-4452

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WATERTOWN MA
Property Address	85 SUMMER ST, FRAMINGHAM, MA 01701-4452
Transaction Type	Mortgage
Record Updated	Jun 11, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	77887-485
Date	May 28, 2021
Book Page	77887/485
Instrument	121677

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRAMINGHAM MA
Property Address	85 SUMMER ST, FRAMINGHAM, MA 01701-4452
Transaction Type	Mortgage
Record Updated	Apr 16, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	77383-305
Date	Mar 31, 2021
Book Page	77383/305
Instrument	71685

Lender

Name	ENVISION BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

March 2021: Condominium Deed, Transfer

Document Type	Condominium Deed
Jurisdiction	WATERTOWN MA
Recording Date	Mar 16, 2021
Property Address	85 SUMMER ST, FRAMINGHAM, MA 01701-4452
Document Number	77244-261
Book / Page	77244 / 261
Instrument Date	Mar 16, 2021
Instrument	58940
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	85 SUMMER ST # 85, 85, WATERTOWN, MA 02472-3813

Mortgage

Document Number	58941
Date	Mar 16, 2021
Instrument	58941

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

March 2021: Condominium Deed, Transfer

Document Type	Condominium Deed
Jurisdiction	WATERTOWN MA
Recording Date	Mar 31, 2021
Property Address	85 SUMMER ST, FRAMINGHAM, MA 01701-4452
Document Number	77385-291
Book / Page	77385 / 291
Instrument Date	Mar 1, 2021
Instrument	71841
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	85 SUMMER ST # 87, 87, WATERTOWN, MA 02472-3813
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Middlesex County and Framingham City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Framingham City
Unified School District	Framingham School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,135.00 (-1.88%)	$765,100 (+2.4%) Land $275,700 Building $489,400	$772,445 (+1.32%)
2024	$9,310.00 (+5.8%)	$747,200 (+11.14%) Land $266,100 Building $481,100	$762,375
2023	$8,800.00	$672,300 Land $237,800 Building $434,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FRAMINGHAM WATER DEPT. (MWRA) serves 72,362 people · EPA ID MA3100000
Water Source	Purchased surface water from MWRA
Last State Inspection	Apr 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 493 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000
Astound Broadband Cable	1,500 / 50

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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