87 Smith St, Royston, GA 30662 Property Records

Franklin County property record for 87 Smith St, Royston, GA 30662

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 2,328 sqft · built 1999
Lot Size	0.85 acres (37,026 sqft)
Owner	Individual Name on Record
Last Sale	$159,900 (Jan 2018)
Tax Bill	$3,781 (2025)
Deeds & Mortgages	Oct 2019 Mortgage Jan 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`068B-046`

Property Details

APN / Parcel Number

Primary APN	`068B-046`
Alternative APN	`7379`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,328 sqft Heated Area
1st Floor Area	1,200 sqft
Basement Area	480 sqft
Finished Basement	480 sqft
Unfinished Basement	600 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1999
Effective Year Built	Effective 2000
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	37,026 sqft (0.85 acres)
Terrain	Rolling
Garage Area	400 sqft
Porch	Slab
Porch Area	176 sqft
Deck Area	128 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	7379
Street Address	87 SMITH ST
City	ROYSTON
State	GA
Zip	30662-3936
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESIDENTIA
Legal Description	0.85 ACRES SMITH ST BLOCK A LOT 11
Legal Subdivision	SMITH
Legal Block	A
Legal Lot Number	11
Jurisdiction	FRANKLIN GA
Township / Civil Division	ROYSTON
Census Block Group	2
Census Block	2037
Census Tract	890402

Owner

Source: Franklin County records, as of December 12, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	87 SMITH ST, ROYSTON, GA 30662-3936
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 25, 2019	Deed of Trust, Mortgage · VA Mortgage PENNYMAC
Jan 5, 2018	Warranty Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 4, 2018 · Amount on Record
Deed Sale	Jan 4, 2018 · Amount on Record
Prior Sale	Aug 22, 2008 · Amount on Record
Deed Document Number	201810
Deed Book / Page	1286 / 288
Prior Transfer Date	Dec 15, 2004
Prior Transfer Doc	0007390106
Record Updated	Jun 8, 2026

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN GA
Property Address	87 SMITH ST, ROYSTON, GA 30662-3936
Document Number	0013660130
Instrument Date	Oct 25, 2019
Transaction Type	Mortgage
Record Updated	Nov 28, 2019
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	87 SMITH ST ROYSTON GA 306623936, ROYSTON, GA 30662-3936

Mortgage

Document Number	0013660130
Date	Nov 11, 2019
Book Page	001366/000130

Lender

Name	PENNYMAC
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 10, 2049

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN GA
Recording Date	Jan 5, 2018
Property Address	87 SMITH ST, ROYSTON, GA 30662-3936
Document Number	0012860288
Book / Page	001286 / 000288
Instrument Date	Jan 4, 2018
Transaction Type	Transfer
Record Updated	Jan 11, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$159.90
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	87 SMITH ST ROYSTON GA 306623936, ROYSTON, GA 30662-3936

Mortgage

Document Number	12860290
Date	Jan 5, 2018
Book Page	001286/000290

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 4, 2048

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of December 12, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Franklin County
Municipality	Royston City
Unified School District	Franklin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,781.00 (+4.88%) Homeowner's exemption	$119,413 (+20.27%) Land $12,000 Building $107,413	$298,532 (+20.27%) Land $30,000 Building $268,532
2023	$3,605.00 (+47.38%) Homeowner's exemption	$99,286 (+8.97%) Land $10,000 Building $89,286	$248,215 (+8.97%) Land $25,000 Building $223,215
2022	$2,446.00 Homeowner's exemption	$91,116 Land $10,000 Building $81,116	$227,791 Land $25,000 Building $202,791

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 26, 2008

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 88% of Georgia
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROYSTON serves 2,800 people · EPA ID GA1190004
Water Source	Surface water
Last State Inspection	Mar 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 75 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TruVista Communications Cable · Fiber in parts of the area	500 / 50
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile.

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