55 Smith St, Royston, GA 30662 Property Records

Franklin County property record for 55 Smith St, Royston, GA 30662

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,898 sqft · built 2007
Lot Size	1.05 acres (45,738 sqft)
Owner	2 Individual Names on Record
Last Sale	$350,000 (Aug 2026)
Tax Bill	$4,079 (2025)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Sep 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`068B-047`

Property Details

APN / Parcel Number

Primary APN	`068B-047`
Alternative APN	`13372`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,898 sqft Heated Area
1st Floor Area	1,898 sqft
Attic	Attic
Attic Area	264 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Exterior Material	Vinyl
Foundation Type	Masonry
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	45,738 sqft (1.05 acres)
Garage Area	908 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	216 sqft
Deck Area	288 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	13372
Street Address	55 SMITH ST
City	ROYSTON
State	GA
Zip	30662-3936
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESIDENTIA
Legal Description	WILLIAMS S/D LOTS 10 1.05 AC SMITH ST
Legal Subdivision	WILLIAMS S/D
Legal Lot Number	10
Jurisdiction	FRANKLIN GA
Township / Civil Division	ROYSTON
Census Block Group	2
Census Block	2037
Census Tract	890402

Owner

Source: Franklin County records, as of September 16, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	55 SMITH ST, ROYSTON, GA 30662-3936
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 3, 2026	Warranty Deed, Transfer · Conventional Mortgage WATERSTONE MORTGAGE
Sep 19, 2022	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE
Oct 30, 2019	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 3, 2026 · Amount on Record
Deed Sale	Aug 3, 2026 · Amount on Record
Prior Sale	Oct 16, 2014 · Amount on Record
Deed Book / Page	1753 / 180
Record Updated	Oct 29, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN GA
Recording Date	Aug 3, 2026
Property Address	55 SMITH ST, ROYSTON, GA 30662-3936
Document Number	1753000180
Book / Page	1753 / 180
Instrument Date	Jul 31, 2026
Transaction Type	Transfer
Record Updated	Sep 14, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	55 SMITH ST, ROYSTON, GA 30662-3936

Mortgage

Document Number	1753000183,
Date	Aug 3, 2026
Book Page	1753/183

Lender

Name	WATERSTONE MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Max Rate	-1%

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN GA
Property Address	55 SMITH ST, ROYSTON, GA 30662-3936
Transaction Type	Mortgage
Record Updated	Oct 14, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	55 SMITH ST, ROYSTON, GA 30662-3936

Mortgage

Document Number	0000001543/0000000253
Date	Sep 19, 2022
Book Page	0000001543/0000000253

Lender

Name	ROCKET MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2052

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN GA
Property Address	55 SMITH ST, ROYSTON, GA 30662-3936
Document Number	0013670179
Instrument Date	Oct 30, 2019
Transaction Type	Mortgage
Record Updated	Dec 5, 2019
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	55 SMITH ST ROYSTON GA 306623936, ROYSTON, GA 30662-3936

Mortgage

Document Number	0013670179
Date	Nov 20, 2019
Book Page	001367/000179

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 19, 2049

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of December 12, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Franklin County
Municipality	Royston City
Unified School District	Franklin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,079.00 (+1.59%)	$127,276 (+16.81%) Land $12,000 Building $115,276	$318,191 (+16.81%) Land $30,000 Building $288,191
2023	$4,015.00 (+49.09%)	$108,964 (+8.62%) Land $10,000 Building $98,964	$272,409 (+8.62%) Land $25,000 Building $247,409
2022	$2,693.00	$100,313 Land $10,000 Building $90,313	$250,782 Land $25,000 Building $225,782

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 26, 2008

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 88% of Georgia
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROYSTON serves 2,800 people · EPA ID GA1190004
Water Source	Surface water
Last State Inspection	Mar 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 75 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TruVista Communications Cable · Fiber in parts of the area	500 / 50
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile.

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