Trimble County property record for 87 Smith Dr, Bedford, KY 40006
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,474 sqft · built 1986 |
| Lot Size | 0.45 acres (19,602 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $1,133 (2025) |
| Deeds & Mortgages | Oct 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 024-30-06-012.00 |
| Primary APN | 024-30-06-012.00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,474 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Roof Type | Gable |
| Lot Area | 19,602 sqft (0.45 acres) |
| Garage Area | 1,142 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 2390 |
|---|---|
| Street Address | 87 SMITH DR |
| City | BEDFORD |
| State | KY |
| Zip | 40006-1005 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HSE/GAR & LOT |
| Jurisdiction | TRIMBLE KY |
| Township / Civil Division | BEDFORD |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 100200 |
Source: Trimble County records, as of July 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 87 SMITH DR, BEDFORD, KY 40006-1005 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TRIMBLE KY |
| Property Address | 87 SMITH DR, BEDFORD, KY 40006-1005 |
| Transaction Type | Mortgage |
| Record Updated | Nov 3, 2021 |
| Title Company | RES/TITLE INC, RES TITLE INC |
| Name | Verified Name |
|---|
| Document Number | M246/322 |
|---|---|
| Date | Oct 1, 2021 |
| Book Page | M246/322 |
| Instrument | 98551 |
| Name | PEOPLES BANK |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2051 |
| Rate Type | Fixed Rate |
|---|
Source: Trimble County assessment roll, as of November 18, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Trimble County |
| Unified School District | Trimble County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,133.00 (-33.74%) Homeowner's exemption | $152,000 (-) | $152,000 (-) |
| 2023 | $1,710.00 | $152,000 | $152,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2018) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Feb 2018 · Severe Storms, Tornadoes, Flooding, Landslides, And Mudslides |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TRIMBLE CO WATER DISTRICT #1 serves 4,146 people · EPA ID KY1120431 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2024 |
| Lead | 3 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 70 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
May also be available: T-Mobile.
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