27 Smith Dr, Bedford, KY 40006 Property Records

Trimble County property record for 27 Smith Dr, Bedford, KY 40006

Property Summary

Property Type	Single Family Home
Owner	Individual Name on Record
Last Sale	$119,000 (Oct 2017)
Tax Bill	$1,311 (2025)
Deeds & Mortgages	Dec 2022 Mortgage Oct 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`024-30-06-008.00`

Property Details

APN / Parcel Number

Primary APN	`024-30-06-008.00`
Alternative APN	`8592`

Location & Zoning

Account Number	8592
Street Address	27 SMITH DR
City	BEDFORD
State	KY
Zip	40006-1005
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HSE & LOT
Jurisdiction	TRIMBLE KY
Township / Civil Division	BEDFORD
Census Block Group	1
Census Block	1019
Census Tract	100200

Owner

Source: Trimble County records, as of November 17, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	27 SMITH DR, BEDFORD, KY 40006-1005
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 20, 2022	Deed of Trust, Mortgage · FHA Mortgage AMERISAVE MORTGAGE CORP
Oct 6, 2017	Deed of Trust, Mortgage · Conventional Mortgage STOCKTON MORTGAGE CORP
Oct 6, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 6, 2017 · Amount on Record
Deed Sale	Oct 6, 2017 · Amount on Record
Deed Document Number	90078
Deed Book / Page	D146 / 780
Record Updated	Jun 8, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TRIMBLE KY
Property Address	27 SMITH DR, BEDFORD, KY 40006-1005
Transaction Type	Mortgage
Record Updated	Jan 18, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000M256/89
Date	Dec 20, 2022
Book Page	M256/89
Instrument	103372

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	372 Months
Due	Jan 1, 2053

Interest

Rate Type	Fixed Rate

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TRIMBLE KY
Property Address	27 SMITH DR, BEDFORD, KY 40006-1005
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	M216/352
Date	Oct 6, 2017
Book Page	M216/352
Instrument	90079

Lender

Name	STOCKTON MORTGAGE CORP
Type	Mortgage Company
Address	FRANKFORT, KY 40601

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2047

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TRIMBLE KY
Recording Date	Oct 6, 2017
Property Address	27 SMITH DR, BEDFORD, KY 40006-1005
Document Number	D146/780
Book / Page	D146 / 780
Instrument Date	Sep 22, 2017
Instrument	90078
Transaction Type	Transfer
Record Updated	May 11, 2021

Transaction

Amount	Amount Recorded
Tax	$119.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2323 MCINGVALE RD, 2323, HERNANDO, MS 38632-8700

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	27 SMITH DR, BEDFORD, KY 40006-1005

Tax Assessment & Valuation

Source: Trimble County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
Municipality	Bedford City
County	Trimble County
Unified School District	Trimble County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,311.00 (-2.02%)	$119,000 (-)	$119,000 (-)
2023	$1,338.00	$119,000	$119,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2018)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 2018 · Severe Storms, Tornadoes, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TRIMBLE CO WATER DISTRICT #1 serves 4,146 people · EPA ID KY1120431
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 70 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: T-Mobile.

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