Branch County property record for 87 S Circle Dr, Coldwater, MI 49036
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 768 sqft · built 1945 |
| Lot Size | 0.44 acres (19,166 sqft) |
| Owner | Individual Name on File |
| Last Sale | $75,000 (Dec 1999) |
| Tax Bill | $1,665 (2025) |
| Deeds & Mortgages | Jul 2022 Line of Credit Apr 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 303-000-000-200-00 |
| Primary APN | 303-000-000-200-00 |
|---|
| Full Baths | 1 Bath |
|---|---|
| Building Area | 768 sqft Living Area |
| 1st Floor Area | 768 sqft |
| Basement Area | 768 sqft |
| Unfinished Basement | 768 sqft |
| Year Built | Built 1945 |
|---|---|
| Effective Year Built | Effective 1945 |
| Architectural Style | Ranch |
| Lot Area | 19,166 sqft (0.44 acres) |
| Garage Area | 528 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 87 S CIRCLE DR |
|---|---|
| City | COLDWATER |
| State | MI |
| Zip | 49036-1125 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 25 EXC E 5 FT ALSO LOT 26 FAIRFIELD HOMESITES ADDN SEC 16 T6S R6W |
| Legal Range | 06W |
| Legal Township | 06S |
| Legal Section | 16 |
| Legal Subdivision | FAIRFIELD HOMESITES ADD |
| Legal Lot Number | 25-26 |
| Jurisdiction | BRANCH MI |
| Township / Civil Division | COLDWATER |
| Census Block Group | 3 |
| Census Block | 3012 |
| Census Tract | 951500 |
Source: Branch County records, as of July 7, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 87 S CIRCLE DR, COLDWATER, MI 49036-1125 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 6, 2022 | Deed of Trust, Mortgage · Line of Credit CENTURY BANK & TRUST |
| Apr 30, 2019 | Deed of Trust, Mortgage · Conventional Mortgage CENTURY BANK & TRUST |
| Apr 15, 2019 | Quit Claim Deed, Transfer BRANCH COUNTY ABSTRACT AND TITLE INC, BRANCH CNTY ABSTRACT & TTL I |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 2, 1999 · Amount on File |
| Deed Sale | Dec 2, 1999 · Amount on File |
| Prior Sale | Jun 10, 1996 |
| Deed Book / Page | 785 / 627 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BRANCH MI |
| Property Address | 87 S CIRCLE DR, COLDWATER, MI 49036-1125 |
| Transaction Type | Mortgage |
| Record Updated | Jul 20, 2022 |
| Name | Verified Name |
|---|---|
| Address | 87 8 CIRCLE DR, 8, COLDWATER, MI 49036 |
| Document Number | 0202204745 |
|---|---|
| Date | Jul 6, 2022 |
| Instrument | 2022-04745 |
| Name | CENTURY BANK & TRUST |
|---|---|
| Type | Bank |
| Address | COLDWATER, MI 49036 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BRANCH MI |
| Property Address | 87 S CIRCLE DR, COLDWATER, MI 49036-1125 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | 201902632 |
|---|---|
| Date | Apr 30, 2019 |
| Instrument | 2019-02632 |
| Name | CENTURY BANK & TRUST |
|---|---|
| Type | Bank |
| Address | STURGIS, MI 49091 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 242 Months |
| Due | Jun 1, 2039 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BRANCH MI |
| Recording Date | Apr 15, 2019 |
| Property Address | 87 S CIRCLE DR, COLDWATER, MI 49036-1125 |
| Document Number | 201902345 |
| Map Reference | LB 3 PG 14 |
| Instrument Date | Apr 15, 2019 |
| Instrument | 2019-02345 |
| Transaction Type | Transfer |
| Record Updated | Jun 8, 2021 |
| Title Company | BRANCH COUNTY ABSTRACT AND TITLE INC, BRANCH CNTY ABSTRACT & TTL I |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 51 S CIRCLE DR, 51, COLDWATER, MI 49036-1125 |
| Name | Verified Name |
|---|---|
| Address | 87 S CIRCLE DR, COLDWATER, MI 49036-1125 |
Source: Branch County assessment roll, as of July 7, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Branch County |
| Municipality | Coldwater City |
| Unified School District | Coldwater Community Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $64,850 (-4.84%) | $129,700 (-4.84%) | |
| 2025 | $1,665.00 (+3.67%) | $68,150 | $136,300 |
| 2024 | $1,606.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 19, 2010
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 95% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | COLDWATER serves 13,822 people · EPA ID MI0001500 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2021 |
| Lead | 9 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 286 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Coldwater Board of Public Utilities Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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