Branch County property record for 74 S Circle Dr, Coldwater, MI 49036
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 748 sqft · built 1944 |
| Lot Size | 0.28 acres (12,197 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $115,000 (Mar 2022) |
| Tax Bill | $1,867 (2025) |
| Deeds & Mortgages | Mar 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 303-000-000-193-00 |
| Primary APN | 303-000-000-193-00 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Building Area | 748 sqft Living Area |
| 1st Floor Area | 748 sqft |
| Basement Area | 748 sqft |
| Unfinished Basement | 748 sqft |
| Year Built | Built 1944 |
|---|---|
| Effective Year Built | Effective 1944 |
| Architectural Style | Ranch |
| Lot Area | 12,197 sqft (0.28 acres) |
| Garage Area | 320 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 74 S CIRCLE DR |
|---|---|
| City | COLDWATER |
| State | MI |
| Zip | 49036-1126 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 31 FAIRFIELD HOMESITES SEC 16 T6S R6W |
| Legal Range | 06W |
| Legal Township | 06S |
| Legal Section | 16 |
| Legal Subdivision | FAIRFIELD HOMESITES |
| Legal Lot Number | 31 |
| Jurisdiction | BRANCH MI |
| Township / Civil Division | COLDWATER |
| Census Block Group | 3 |
| Census Block | 3011 |
| Census Tract | 951500 |
Source: Branch County records, as of July 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 74 S CIRCLE DR, COLDWATER, MI 49036-1126 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 9, 2022 · Amount on Record |
| Deed Sale | Mar 9, 2022 · Amount on Record |
| Prior Sale | Oct 19, 1995 |
| Deed Document Number | 20221520 |
| Prior Transfer Date | Dec 16, 2010 |
| Prior Transfer Doc | 201101556 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BRANCH MI |
| Recording Date | Mar 9, 2022 |
| Property Address | 74 S CIRCLE DR, COLDWATER, MI 49036-1126 |
| Document Number | 0202201520 |
| Map Reference | MB 3 PG 14 |
| Instrument Date | Mar 7, 2022 |
| Instrument | 2022-01520 |
| Transaction Type | Transfer |
| Record Updated | Mar 24, 2022 |
| Title Company | BRANCH COUNTY ABSTRACT AND TITLE INC, BRANCH CNTY ABSTRACT & TTL I |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $862.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 74 S CIRCLE DR, 74, COLDWATER, MI 49036-1126 |
| Name | Verified Name |
|---|---|
| Address | 39 BERRY ST, QUINCY, MI 49082-1022 |
| Document Number | 0202201521 |
|---|---|
| Date | Mar 9, 2022 |
| Instrument | 2022-01521 |
| Name | AMERIFIRST FINANCIAL CORP |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2052 |
Source: Branch County assessment roll, as of July 7, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Branch County |
| Municipality | Coldwater City |
| Unified School District | Coldwater Community Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $58,400 (+0.78%) | $116,800 (+0.78%) | |
| 2025 | $1,867.00 (+3.66%) | $57,950 | $115,900 |
| 2024 | $1,801.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 19, 2010
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.4% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | COLDWATER serves 13,822 people · EPA ID MI0001500 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2021 |
| Lead | 9 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 286 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Coldwater Board of Public Utilities Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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