87 Rock Rd, Sandpoint, ID 83864 Property Records

Bonner County property record for 87 Rock Rd, Sandpoint, ID 83864

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 2,428 sqft · built 1915
Lot Size	0.95 acres (41,382 sqft)
Owner	2 Individual Names on Record
Last Sale	$573,300 (Jun 2026)
Tax Bill	$896 (2026)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Aug 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`RP00140001012AA`

Property Details

APN / Parcel Number

Primary APN	`RP00140001012AA`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,428 sqft Finished Area
1st Floor Area	2,428 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1915
Effective Year Built	Effective 2005
Exterior Material	Concrete
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	41,382 sqft (0.95 acres)
Garage Type	Built-in
Pole Barn	360 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Heat Pump
Heating Fuel	Wood

Location & Zoning

Street Address	87 ROCK RD
City	SANDPOINT
State	ID
Zip	83864-8804
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	S
Legal Description	6-57N-1W FRUITDALE BLK 1 LOT 12 LESS TAX 13
Legal Range	01W
Legal Township	57N
Legal Section	06
Legal Subdivision	FRUITDALE
Legal Block	1
Legal Lot Number	12
Jurisdiction	BONNER ID
Township / Civil Division	SANDPOINT
Census Block Group	1
Census Block	1003
Census Tract	950203

Owner

Source: Bonner County records, as of October 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	87 ROCK RD, SANDPOINT, ID 83864-8804
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jun 16, 2026	Warranty Deed, Transfer · VA Mortgage SYNERGY ONE LENDING
Aug 26, 2022	Warranty Deed, Transfer · VA Mortgage GUARANTEED RATE INC
Sep 29, 2022	Re-recorded Document NEXTITLE A TITLE AND ESCROW COMPANY, TITLEONE A TITLE & ESCROW CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 16, 2026 · Amount on Record
Deed Sale	Jun 16, 2026 · Amount on Record
Prior Sale	Sep 29, 2022
Deed Document Number	20261063123
Prior Transfer Date	Feb 11, 2011
Prior Transfer Doc	0000806684
Record Updated	Oct 29, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BONNER ID
Recording Date	Jun 16, 2026
Property Address	87 ROCK RD, SANDPOINT, ID 83864-8804
Document Number	0001063123
Instrument Date	Jun 12, 2026
Instrument	20261063123
Transaction Type	Transfer
Record Updated	Jun 26, 2026
Title Company	TITLEONE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	87 ROCK RD, SANDPOINT, ID 83864-8804
Investor	Possibly a Property Investor

Mortgage

Document Number	0001063124,
Date	Jun 16, 2026
Instrument	20261063124

Lender

Name	SYNERGY ONE LENDING

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.3%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BONNER ID
Recording Date	Aug 26, 2022
Property Address	87 ROCK RD, SANDPOINT, ID 83864-8804
Document Number	0001010595
Instrument Date	Aug 24, 2022
Instrument	1010595
Transaction Type	Transfer
Record Updated	Oct 10, 2022
Title Company	NOT AVAILABLE, TITLEONE SANDPOINT

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	87 ROCK RD, SANDPOINT, ID 83864-8804

Mortgage

Document Number	0001010596
Date	Aug 26, 2022
Instrument	1010596

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2052

September 2022: Re-recorded Document

Document Type	Re-recorded Document
Jurisdiction	BONNER ID
Recording Date	Sep 29, 2022
Property Address	87 ROCK RD, SANDPOINT, ID 83864-8804
Document Number	0001012182
Map Reference	MB 1 PG 99
Instrument Date	Aug 24, 2022
Instrument	1012182
Record Updated	Oct 10, 2022
Title Company	NEXTITLE A TITLE AND ESCROW COMPANY, TITLEONE A TITLE & ESCROW CO

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	87 ROCK RD, SANDPOINT, ID 83864-8804

Tax Assessment & Valuation

Source: Bonner County assessment roll, as of October 15, 2026

Property Jurisdictions

Type	Name
State	Idaho
County	Bonner County
Unified School District	Lake Pend Oreille School District 84 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$896.00 (+7.82%) Homeowner's exemption	$498,660 (+57.03%) Land $146,110 Building $352,550	$498,660 (+57.03%) Land $146,110 Building $352,550
2025	$831.00 (-50.09%) Homeowner's exemption	$317,550 (-15.95%) Land $146,110 Building $171,440	$317,550 (-15.95%) Land $146,110 Building $171,440
2023	$1,665.00	$377,812 Land $146,110 Building $231,702	$377,812 Land $146,110 Building $231,702

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	9 units insured incl. 8 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 95% of Idaho
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SANDPOINT PUBLIC WORKS DEPT serves 12,284 people · EPA ID ID1090121
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	4 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jul 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ziply Fiber Fiber	6,000 / 6,000
Vyve Broadband Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
MountainLink Fixed Wireless	250 / 50
Intermax Networks Fixed Wireless	100 / 20

May also be available: Kaniksu Internet, Ting.

Nearby Properties on Rock Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures