Bonner County property record for 46 Rock Rd, Sandpoint, ID 83864
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,316 sqft · built 1980 |
| Lot Size | 0.55 acres (23,958 sqft) |
| Owner | Individual Name on File |
| Last Sale | $182,200 (Aug 2017) |
| Tax Bill | $2,089 (2025) |
| Deeds & Mortgages | Jan 2021 Mortgage Aug 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | RP57N02W019524A |
| Primary APN | RP57N02W019524A |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,316 sqft Finished Area |
| 1st Floor Area | 1,316 sqft |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Duplex Single |
| Exterior Material | Concrete |
| Roof Type | Gable |
| Roof Material | Galvanized Metal |
| Lot Area | 23,958 sqft (0.55 acres) |
| Garage Type | Attached |
| Garage Area | 200 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 46 ROCK RD |
|---|---|
| City | SANDPOINT |
| State | ID |
| Zip | 83864-8417 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | S |
| Legal Description | 1-57N-2W TAX 70 DUPLEX |
| Legal Range | 02W |
| Legal Township | 57N |
| Legal Section | 01 |
| Jurisdiction | BONNER ID |
| Township / Civil Division | SANDPOINT |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 950203 |
Source: Bonner County records · APN RP57N02W019524A
Assessment roll updated August 22, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 905 E WALNUT AVE, COEUR D ALENE, ID 83814-4554 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 29, 2021 | Deed of Trust, Mortgage · Conventional Mortgage EVERGREEN MONEYSOURCE MORTGAGE CO |
| Aug 30, 2017 | Warranty Deed, Transfer · Conventional Mortgage EVERGREEN MONEYSOURCE MORTGAGE CO |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 30, 2017 · Amount on Record |
| Deed Sale | Aug 30, 2017 · Amount on Record |
| Deed Document Number | 2017910597 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BONNER ID |
| Property Address | 46 ROCK RD, SANDPOINT, ID 83864-8417 |
| Transaction Type | Mortgage |
| Record Updated | Feb 09, 2021 |
| Title Company | NORTH IDAHO TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 975287 |
|---|---|
| Date | Jan 29, 2021 |
| Instrument | 975287 |
| Name | EVERGREEN MONEYSOURCE MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Address | BELLEVUE, WA 98006 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BONNER ID |
| Recording Date | Aug 30, 2017 |
| Property Address | 46 ROCK RD, SANDPOINT, ID 83864-8417 |
| Document Number | 910597 |
| Instrument Date | Aug 25, 2017 |
| Instrument | 910597 |
| Transaction Type | Transfer |
| Record Updated | Jun 21, 2021 |
| Title Company | NORTH ID TITLE COMPANY, NORTH IDAHO TITLE CO |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 2383 SUNNYSIDE RD, SANDPOINT, ID 83864-6465 |
| Document Number | 910598 |
|---|---|
| Date | Aug 30, 2017 |
| Instrument | 910598 |
| Name | EVERGREEN MONEYSOURCE MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2047 |
Source: Bonner County records · Assessment roll updated August 22, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Idaho |
| County | Bonner County |
| Unified School District | Lake Pend Oreille School District 84 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $435,221 (-6.75%) | $435,221 (-6.75%) | |
| 2025 | $2,089.00 (-7.24%) | $466,701 (-2.86%) Land $230,641 Building $236,060 | $466,701 (-2.86%) Land $230,641 Building $236,060 |
| 2023 | $2,252.00 | $480,417 Land $250,141 Building $230,276 | $480,417 Land $250,141 Building $230,276 |
Source: FEMA National Flood Hazard Layer as of May 28, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 9 units insured incl. 8 condo units |
| Wildfire Risk | Low lower than 80% of the US · lower than 95% of Idaho |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Northwest Fiber Fiber | 6,000 / 6,000 |
| Vyve Broadband Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Mann Holdings Fixed Wireless | 250 / 50 |
| Newmax Fixed Wireless | 100 / 20 |
May also be available: Kaniksu, Ting Fiber.
Based on FCC filings for 80 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | SANDPOINT PUBLIC WORKS DEPT serves 12,284 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 4 ppb (2024–2026) action level 15 ppb |
| Water Quality | Treatment failure resolved · Jul 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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