Laurens County property record for 87 Ridgewood Harbor Rd, Waterloo, SC 29384
| Property Type | Single Family Home |
|---|---|
| Lot Size | 1.04 acres (45,362 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $489,900 (May 2025) |
| Tax Bill | $6,173 (2025) |
| Deeds & Mortgages | May 2025 Sale & Line of Credit Aug 2019 Sale & Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 339-00-00-034 |
| Primary APN | 339-00-00-034 |
|---|---|
| Alternative APNs |
|
| Lot Area | 45,362 sqft (1.04 acres) |
|---|
| Street Address | 87 RIDGEWOOD HARBOR RD |
|---|---|
| City | WATERLOO |
| State | SC |
| Zip | 29384 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 87 RIDGEWOOD HARBOR PH II |
| Legal Subdivision | RIDGEWOOD HARBOR |
| Legal Phase | 2 |
| Legal Lot Number | 87 |
| Jurisdiction | LAURENS SC |
| Township / Civil Division | CROSS HILL |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 921001 |
Source: Laurens County records, as of February 3, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 87 RIDGEWOOD HARBOR RD, WATERLOO, SC 29384 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 5, 2025 | Deed, Transfer · Line of Credit NATIONSTAR MORTGAGE LLC |
| Aug 19, 2019 | Warranty Deed, Transfer · Line of Credit ACOPIA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 5, 2025 · Amount on Record |
| Deed Sale | May 5, 2025 · Amount on Record |
| Prior Sale | Aug 19, 2019 · Amount on Record |
| Deed Document Number | 20253853 |
| Deed Book / Page | 1900 / 71 |
| Transfer Doc | 0009210061 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | LAURENS SC |
| Recording Date | May 5, 2025 |
| Property Address | 87 RIDGEWOOD HARBOR RD, WATERLOO, SC 29384 |
| Document Number | 0D19000071 |
| Book / Page | D1900 / 71 |
| Map Reference | MB A38 PG 10 |
| Instrument Date | May 5, 2025 |
| Instrument | 2025003853 |
| Transaction Type | Transfer |
| Record Updated | Feb 3, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,274.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 4212, THOMASVILLE, GA 31758 |
| Investor | Possibly a Property Investor |
| Document Number | 2025003854 |
|---|---|
| Date | May 5, 2025 |
| Instrument | 2025003854 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAURENS SC |
| Recording Date | Aug 19, 2019 |
| Property Address | 87 RIDGEWOOD HARBOR RD, WATERLOO, SC 29384 |
| Document Number | 0014630244 |
| Book / Page | 001463 / 000244 |
| Instrument Date | Aug 9, 2019 |
| Instrument | 7760 |
| Transaction Type | Transfer |
| Record Updated | Aug 28, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,147.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 19 RALPH ST MOOSUP CT 063541914, MOOSUP, CT 06354-1914 |
| Document Number | 25200225 |
|---|---|
| Date | Aug 19, 2019 |
| Book Page | 002520/000225 |
| Instrument | 7761 |
| Name | ACOPIA |
|---|---|
| Address | GOODLETTSVILLE, TN 37072 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 18, 2049 |
| Rate Type | Adjustable Rate |
|---|
Source: Laurens County assessment roll, as of February 3, 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Laurens County |
| Unified School District | Laurens School District 55 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,173.00 (+1.75%) | $17,910 (-) Land $5,400 Building $12,510 | |
| 2024 | $6,067.00 (+11.92%) | $17,910 (+80.36%) Land $5,400 Building $12,510 | |
| 2023 | $5,421.00 (-8.81%) | $9,930 (-44.56%) | $165,500 (-44.56%) Building $165,500 |
| 2022 | $5,945.00 | $17,910 Land $5,400 Building $12,510 | $298,500 (-) Land $90,000 Building $208,500 |
| 2021 | $298,500 Land $90,000 Building $208,500 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 20, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · lower than 78% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Piedmont Rural Telephone Cooperative Fiber | 1,000 / 1,000 |
| Spectrum Fiber | 1,000 / 1,000 |
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