Laurens County property record for 285 Ridgewood Harbor Rd, Waterloo, SC 29384
| Property Type | Single Family Home |
|---|---|
| Lot Size | 2.59 acres (112,820 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $21,950 (Jul 2018) |
| Tax Bill | $1,652 (2025) |
| Deeds & Mortgages | Jul 2018 Sale Jan 2017 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 339-00-00-083 |
| Primary APN | 339-00-00-083 |
|---|---|
| Alternative APNs |
|
| Lot Area | 112,820 sqft (2.59 acres) |
|---|
| Street Address | 285 RIDGEWOOD HARBOR RD |
|---|---|
| City | WATERLOO |
| State | SC |
| Zip | 29384-5034 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 14 RIDGEWOOD HAR PH III |
| Legal Subdivision | THE RIDGE WOOD HARBOR SUBDIVISION |
| Legal Phase | 3 |
| Legal Lot Number | 14 |
| Jurisdiction | LAURENS SC |
| Township / Civil Division | CROSS HILL |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 921001 |
285 Ridgewood Harbor Rd is owned and occupied by two individuals who bought it in July 2018.
Source: Laurens County records, as of February 3, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 116 SUMMERLAKE DR, NORTH AUGUSTA, SC 29860-8458 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 27, 2018 | Warranty Deed, Transfer ATTORNEY ONLY |
| Jan 26, 2017 | Grant Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 27, 2018 · Amount on File |
| Deed Sale | Jul 27, 2018 · Amount on File |
| Prior Sale | Jan 26, 2017 · Amount on File |
| Deed Document Number | 20186376 |
| Deed Book / Page | 1396 / 77 |
| Prior Transfer Date | Dec 14, 2006 |
| Prior Transfer Doc | 0008240059 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAURENS SC |
| Recording Date | Jul 27, 2018 |
| Property Address | 285 RIDGEWOOD HARBOR RD, WATERLOO, SC 29384-5034 |
| Document Number | 0013960077 |
| Book / Page | 001396 / 000077 |
| Instrument Date | Jul 20, 2018 |
| Instrument | 6376 |
| Transaction Type | Transfer |
| Record Updated | Aug 7, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $81.22 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 116 SUMMERLAKE DR NORTH AUGUSTA SC 298608458, NORTH AUGUSTA, SC 29860-8458 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | LAURENS SC |
| Recording Date | Jan 26, 2017 |
| Property Address | 285 RIDGEWOOD HARBOR RD, WATERLOO, SC 29384-5034 |
| Document Number | 0013050210 |
| Book / Page | 001305 / 000210 |
| Instrument Date | Jan 26, 2017 |
| Instrument | 826 |
| Transaction Type | Transfer |
| Record Updated | Feb 2, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $75.85 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 15426 WIND WHISPER DR ODESSA FL 335561795, ODESSA, FL 33556-1795 |
The 2025 property tax bill for 285 Ridgewood Harbor Rd was $1,652 with a homeowner's exemption, up 4.6% from the year before.
Source: Laurens County assessment roll, as of February 3, 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Laurens County |
| Unified School District | Laurens School District 55 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,652.00 (+4.56%) Homeowner's exemption | $9,610 (-) Land $1,010 Building $8,600 | |
| 2024 | $1,580.00 (+45.35%) Homeowner's exemption | $9,610 (+77.63%) Land $1,010 Building $8,600 | |
| 2023 | $1,087.00 (-28.58%) | $5,410 (-43.7%) | $90,200 (-62.46%) Building $90,200 |
| 2022 | $1,522.00 | $9,610 Land $1,010 Building $8,600 | $240,250 (-) Land $25,250 Building $215,000 |
| 2021 | $240,250 Land $25,250 Building $215,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 285 Ridgewood Harbor Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 20, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 285 Ridgewood Harbor Rd is moderate, ranking above 42% of the US, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 42% of the US · lower than 70% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Piedmont Rural Telephone Cooperative Fiber | 1,000 / 1,000 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Spectrum.
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