Nassau County and Hempstead Town property record for 87 Prospect Ave, Cedarhurst, NY 11516
| Property Type | Single Family Home |
|---|---|
| Details | 4.5 ba · 2,938 sqft · built 1917 |
| Lot Size | 0.186 acres (8,096 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,999,999 (Dec 2024) |
| Tax Bill | $13,529 (2025) |
| Deeds & Mortgages | Oct 2023 Sale & Construction Loan Apr 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 39-252-00-0301 |
| Primary APN | 39-252-00-0301 |
|---|---|
| Alternative APNs |
|
| Full Baths | 4.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,938 sqft Living Area |
| Gross Area | 3,158 sqft |
| 1st Floor Area | 1,064 sqft |
| Basement Area | 220 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1917 |
|---|---|
| Effective Year Built | Effective 1917 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Material | Other |
| Lot Area | 8,096 sqft (0.186 acres) |
| Lot Dimensions | 90 ft deep x 88 ft wide |
| Garage Type | Detached |
| Garage Area | 324 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Frame Porch |
| Porch Area | 460 sqft |
| Deck Area | Deck Area |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 39252 03010 |
|---|---|
| Street Address | 87 PROSPECT AVE |
| City | CEDARHURST |
| State | NY |
| Zip | 11516-2312 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TOWN #1 SCH DIST 015 |
| Legal Block | 252 |
| Legal Lot Number | 301 |
| Jurisdiction | NASSAU NY |
| Township / Civil Division | HEMPSTEAD |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 411200 |
Source: Nassau County and Hempstead Town records · APN 39-252-00-0301
Assessment roll updated June 17, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 87 PROSPECT AVE, CEDARHURST, NY 11516-2312 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants with Right of Survivorship |
| Date | Document |
|---|---|
| Oct 27, 2023 | Bargain and Sale Deed, Construction Loan · Construction Mortgage COMMERCIAL LENDER LLC |
| Apr 26, 2018 | Deed of Trust, Mortgage · Conventional Mortgage ATHAS CAP |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 30, 2024 · Amount on Record |
| Deed Sale | Dec 30, 2024 · Amount on Record |
| Prior Sale | Oct 27, 2023 · Amount on Record |
| Deed Document Number | 2024-80067 |
| Deed Book / Page | D14575 / 731 |
| Prior Transfer Date | Sep 29, 2023 |
| Prior Transfer Doc | D144330360 |
| Record Updated | Sep 20, 2026 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | NASSAU NY |
| Recording Date | Oct 27, 2023 |
| Property Address | 87 PROSPECT AVE, CEDARHURST, NY 11516-2312 |
| Document Number | D144330360 |
| Book / Page | D14433 / 360 |
| Map Reference | MAP 110 |
| Instrument Date | Sep 29, 2023 |
| Instrument | 2023-64307 |
| Transaction Type | Construction Loan |
| Record Updated | Nov 01, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,672.00 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|---|
| Address | 500 HEMLOCK DR, CEDARHURST, NY 11516-1018 |
| Name | Verified Name |
|---|---|
| Address | 700 ROCKAWAY TPKE STE 204, 204, LAWRENCE, NY 11559-1014 |
| Document Number | 0202364308 |
|---|---|
| Date | Oct 27, 2023 |
| Instrument | 2023-64308 |
| Name | COMMERCIAL LENDER LLC |
|---|---|
| Type | Non-Lending Institution |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Oct 01, 2024 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NASSAU NY |
| Property Address | 87 PROSPECT AVE, CEDARHURST, NY 11516-2312 |
| Document Number | 0428450089 |
| Instrument Date | Apr 26, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jun 25, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 698 PARK LN CEDARHURST NY 115161040, CEDARHURST, NY 11516-1040 |
| Document Number | 0428450089 |
|---|---|
| Date | May 18, 2018 |
| Book Page | 042845/000089 |
| Instrument | 43841 |
| Name | ATHAS CAP |
|---|---|
| Type | Funding / Finance Company |
| Address | CALABASAS, CA 91301 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 17, 2048 |
Source: Nassau County and Hempstead Town records · Assessment roll updated June 17, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | New York |
| County | Nassau County |
| County Subdivision | Hempstead Town |
| Municipality | Cedarhurst Village |
| Unified School District | Lawrence Union Free School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $963 (-) Land $357 Building $606 | $963,000 (-) | |
| 2025 | $13,529.00 (-1.13%) | $963 (-) Land $357 Building $606 | $963,000 (-) |
| 2023 | $13,683.00 Additional exemption filed | $963 Land $357 Building $606 | $963,000 |
Source: FEMA National Flood Hazard Layer, Nassau County (36059C), updated April 5, 2023 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 360594112002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 23 policies |
| Nearby Flood Policies | 23 in force |
| Nearby Flood Claims | 7 (1980–2012) |
| Claims Outside the SFHA | 6 of 7 |
| Most Recent Claim | Oct 2012 · Hurricane Sandy |
| Claims by Event |
|
| Wildfire Risk | Low lower than 96% of the US · lower than 95% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 492 locations within half a mile · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Communications Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026
| Water System | LIBERTY UTILITIES NEW YORK - LYNBROOK private · serves 220,000 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2023 |
| Lead | 5 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2025 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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