Nassau County and Hempstead Town property record for 123 Prospect Ave, Cedarhurst, NY 11516
| Property Type | Single Family Home |
|---|---|
| Details | 4.5 ba · 2,680 sqft · built 1925 |
| Lot Size | 0.201 acres (8,750 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $685,000 (Jul 2010) |
| Tax Bill | $11,924 (2025) |
| Deeds & Mortgages | Apr 2024 Line of Credit Jan 2022 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 39-251-00-0005 |
| Primary APN | 39-251-00-0005 |
|---|---|
| Alternative APNs |
|
| Full Baths | 4.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Total Rooms | 15 Rooms |
| Stories | 2 Stories |
| Building Area | 2,680 sqft Living Area |
| 1st Floor Area | 896 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1925 |
|---|---|
| Effective Year Built | Effective 1925 |
| Architectural Style | Old Style |
| Exterior Material | Wood |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Material | Other |
| Lot Area | 8,750 sqft (0.201 acres) |
| Lot Dimensions | 175 ft deep x 50 ft wide |
| View / Lot | Commercial/Industrial |
| Garage Type | Detached |
| Garage Area | 280 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Enclosed Frame Porch |
|---|---|
| Porch Area | 36 sqft |
| Deck Area | 164 sqft |
| Patio Area | 258 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 39251 00050 |
|---|---|
| Street Address | 123 PROSPECT AVE |
| City | CEDARHURST |
| State | NY |
| Zip | 11516-2306 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TOWN #1 SCH DIST 015 |
| Legal Block | 251 |
| Legal Lot Number | 5 |
| Jurisdiction | NASSAU NY |
| Township / Civil Division | HEMPSTEAD |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 411200 |
123 Prospect Ave is owned and occupied by two individuals who bought it in July 2010.
Source: Nassau County and Hempstead Town records, as of June 17, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 123 PROSPECT AVE, CEDARHURST, NY 11516-2306 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 3, 2024 | Deed of Trust, Mortgage · Line of Credit BETHPAGE FCU |
| Jan 27, 2022 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK |
| Jan 27, 2022 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK |
| Aug 8, 2018 | Deed of Trust, Mortgage · Conventional Mortgage CITIZENS BANK |
| Apr 28, 2017 | Deed of Trust, Mortgage · Line of Credit JP MORGAN CHASE BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 23, 2010 · Amount on File |
| Deed Sale | Jul 23, 2010 · Amount on File |
| Prior Sale | Jun 5, 1997 · Amount on File |
| Deed Document Number | 20101016 |
| Deed Book / Page | 12634 / 262 |
| Prior Transfer Date | Apr 22, 2009 |
| Prior Transfer Doc | 0125010686 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NASSAU NY |
| Property Address | 123 PROSPECT AVE, CEDARHURST, NY 11516-2306 |
| Transaction Type | Mortgage |
| Record Updated | Apr 10, 2024 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO |
| Name | Verified Name |
|---|---|
| Address | 123 PROSPECT AVE, CEDARHURST, NY 11516-2306 |
| Document Number | M474850483 |
|---|---|
| Date | Apr 3, 2024 |
| Book Page | M47485/483 |
| Instrument | 2024-20304 |
| Name | BETHPAGE FCU |
|---|---|
| Type | Credit Union |
| Address | BETHPAGE, NY 11714 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Mar 28, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NASSAU NY |
| Property Address | 123 PROSPECT AVE, CEDARHURST, NY 11516-2306 |
| Transaction Type | Mortgage |
| Record Updated | Feb 16, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0462790817 |
|---|---|
| Date | Jan 27, 2022 |
| Book Page | 46279/817 |
| Instrument | 2022-012095 |
| Name | WELLS FARGO BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 192 Months |
| Due | Jan 1, 2037 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NASSAU NY |
| Property Address | 123 PROSPECT AVE, CEDARHURST, NY 11516-2306 |
| Transaction Type | Mortgage |
| Record Updated | Feb 16, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0462790799 |
|---|---|
| Date | Jan 27, 2022 |
| Book Page | 46279/799 |
| Instrument | 2022-012094 |
| Name | WELLS FARGO BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 192 Months |
| Due | Jan 1, 2037 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NASSAU NY |
| Property Address | 123 PROSPECT AVE, CEDARHURST, NY 11516-2306 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0429850217 |
|---|---|
| Date | Aug 8, 2018 |
| Book Page | 42985/217 |
| Instrument | 2018-070203 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Jul 9, 2043 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NASSAU NY |
| Property Address | 123 PROSPECT AVE, CEDARHURST, NY 11516-2306 |
| Document Number | 0421720550 |
| Instrument Date | Apr 28, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 21, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 123 PROSPECT AVE CEDARHURST NY 115162306, CEDARHURST, NY 11516-2306 |
| Document Number | 0421720550 |
|---|---|
| Date | Jun 9, 2017 |
| Book Page | 042172/000550 |
| Instrument | 57322 |
| Name | JP MORGAN CHASE BK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 420 Months |
| Due | Jun 8, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4% |
The 2025 property tax bill for 123 Prospect Ave was $11,924 with a senior citizen's exemption.
Source: Nassau County and Hempstead Town assessment roll, as of June 17, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Nassau County |
| County Subdivision | Hempstead Town |
| Municipality | Cedarhurst Village |
| Unified School District | Lawrence Union Free School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $819 (-6.93%) Land $307 Building $512 | $819,000 (-6.93%) | |
| 2025 | $11,924.00 Senior Citizen's exemption | $880 Land $330 Building $550 | $880,000 |
| 2023 | $11,188.00 Homeowner's exemption | $908 Land $341 Building $567 | $908,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 123 Prospect Ave in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 1980.
Source: FEMA National Flood Hazard Layer, effective April 5, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 23 policies |
| Nearby Flood Policies | 23 in force |
| Nearby Flood Claims | 7 (1980–2012) |
| Claims Outside the SFHA | 6 of 7 |
| Most Recent Claim | Oct 2012 · Hurricane Sandy |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 123 Prospect Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LIBERTY UTILITIES NEW YORK - LYNBROOK private · serves 220,000 people · EPA ID NY2902835 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2023 |
| Lead | 5 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2025 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 492 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
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