Union County and Summit City property record for 68 Orchard St, Summit, NJ 07901
| Property Type | Single Family Home |
|---|---|
| Details | 2,482 sqft · built 1963 |
| Lot Size | 0.174 acres (7,579 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $723,691 (Sep 2020) |
| Tax Bill | $14,222 (2025) |
| Deeds & Mortgages | Jul 2023 Line of Credit Apr 2022 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 18-03907-0000-00002 |
| Primary APN | 18-03907-0000-00002 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,482 sqft Living Area |
| Year Built | Built 1963 |
|---|---|
| Effective Year Built | Effective 1963 |
| Construction Type | Frame |
| Lot Area | 7,579 sqft (0.174 acres) |
| Old Parcel Number | 1800018000000011 |
|---|---|
| Street Address | 68 ORCHARD ST |
| City | SUMMIT |
| State | NJ |
| Zip | 07901-5909 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R5 |
| Legal Subdivision | HOMESTEAD FARM |
| Legal Block | 3907 |
| Legal Lot Number | 2 |
| Jurisdiction | UNION NJ |
| Township / Civil Division | SUMMIT |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 38000 |
Source: Union County and Summit City records, as of July 8, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 68 ORCHARD ST, SUMMIT, NJ 07901-5909 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 10, 2023 | Deed of Trust, Mortgage · Line of Credit VISIONS FCU |
| Apr 20, 2022 | Deed of Trust, Mortgage · Conventional Mortgage FIRST REPUBLIC BANK |
| Sep 9, 2020 | Grant Deed, Transfer · Conventional with PMI EAST COAST CAP CORP |
| Oct 16, 2019 | Deed, Transfer PRESTIGE TITLE AGENCY INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 9, 2020 · Amount on Record |
| Deed Sale | Sep 9, 2020 · Amount on Record |
| Prior Sale | Oct 16, 2019 · Amount on Record |
| Deed Document Number | 2020327811 |
| Deed Book / Page | 6381 / 2159 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NJ |
| Property Address | 68 ORCHARD ST, SUMMIT, NJ 07901-5909 |
| Transaction Type | Mortgage |
| Record Updated | Oct 17, 2023 |
| Title Company | BESPOKE TITLE AND SETTLEMENT SERVICES LLC, BESPOKE TTL & STLMT SVCS LLC |
| Name | Verified Name |
|---|---|
| Address | 68 ORCHARD ST, SUMMIT, NJ 07901-5909 |
| Document Number | 0153852001 |
|---|---|
| Date | Jul 10, 2023 |
| Book Page | 15385/2001 |
| Instrument | 53802 |
| Name | VISIONS FCU |
|---|---|
| Type | Credit Union |
| Address | ENDICOTT, NY 13760 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 25, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NJ |
| Property Address | 68 ORCHARD ST, SUMMIT, NJ 07901-5909 |
| Transaction Type | Mortgage |
| Record Updated | May 9, 2022 |
| Title Company | CB TITLE GROUP LLC |
| Name | Verified Name |
|---|
| Document Number | 0152052355 |
|---|---|
| Date | Apr 20, 2022 |
| Book Page | 15205/2355 |
| Instrument | 36041 |
| Name | FIRST REPUBLIC BANK |
|---|---|
| Type | Bank |
| Address | SAN FRANCISCO, CA 94111 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2052 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | UNION NJ |
| Recording Date | Sep 9, 2020 |
| Property Address | 68 ORCHARD ST, SUMMIT, NJ 07901-5909 |
| Document Number | 0063812159 |
| Book / Page | 006381 / 002159 |
| Instrument Date | Jul 17, 2020 |
| Instrument | 327811 |
| Transaction Type | Transfer |
| Record Updated | Oct 20, 2020 |
| Title Company | WESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $724.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 68 ORCHARD ST SUMMIT NJ 079015909, SUMMIT, NJ 07901-5909 |
| Document Number | 147622967 |
|---|---|
| Date | Sep 9, 2020 |
| Book Page | 014762/002967 |
| Instrument | 698379 |
| Name | EAST COAST CAP CORP |
|---|---|
| Address | MELVILLE, NY 11747 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 8, 2050 |
| Document Type | Deed |
|---|---|
| Jurisdiction | UNION NJ |
| Recording Date | Oct 16, 2019 |
| Property Address | 68 ORCHARD ST, SUMMIT, NJ 07901-5909 |
| Document Number | 0063430889 |
| Book / Page | 6343 / 0889 |
| Instrument Date | Sep 12, 2019 |
| Instrument | 318130 |
| Transaction Type | Transfer |
| Record Updated | Nov 4, 2021 |
| Title Company | PRESTIGE TITLE AGENCY INC |
| Amount | Amount Recorded |
|---|---|
| Tax | $4,386.20 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 65 ORCHARD ST, 65, SUMMIT, NJ 07901-3924 |
| Name | Verified Name |
|---|---|
| Address | 68 ORCHARD ST, SUMMIT, NJ 07901-5909 |
Source: Union County and Summit City assessment roll, as of July 8, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Union County |
| Municipality | Summit City |
| Unified School District | Summit City School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $318,100 (-) Land $68,100 Building $250,000 | $318,100 (-) Land $68,100 Building $250,000 | |
| 2025 | $14,222.00 (+2.64%) | $318,100 (-) Land $68,100 Building $250,000 | $318,100 (-) Land $68,100 Building $250,000 |
| 2024 | $13,856.00 (+1.7%) | ||
| 2023 | $318,100 Land $68,100 Building $250,000 | $318,100 Land $68,100 Building $250,000 | |
| 2022 | $13,624.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 24, 2020
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 97.3% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - SHORT HILLS private · serves 217,230 people · EPA ID NJ0712001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2022 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 528 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
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