Alleghany County property record for 87 Montview Dr, Sparta, NC 28675
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,175 sqft · built 1970 |
| Lot Size | 0.9 acres (39,204 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,155 (2026) |
| Deeds & Mortgages | Feb 2026 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 3070778255 |
| Primary APN | 3070778255 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,175 sqft Living Area |
| 1st Floor Area | 1,450 sqft |
| Basement Area | 1,450 sqft |
| Utility Area | 84 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Construction Type | Frame |
| Lot Area | 39,204 sqft (0.9 acres) |
| Garage Area | 612 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 308 sqft |
| Patio Area | 125 sqft |
| Shed | 1 Shed |
| Shed Area | 48 sqft |
| Canopy | 125 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 3429 |
|---|---|
| Street Address | 87 MONTVIEW DR |
| City | SPARTA |
| State | NC |
| Zip | 28675-8472 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | TOWN |
| Legal Description | #4&5 MONTVIEW |
| Legal Subdivision | MONTVIEW DEVELOPMENT |
| Legal Lot Number | 4&5 |
| Jurisdiction | ALLEGHANY NC |
| Township / Civil Division | GAP CIVIL |
| Census Block Group | 3 |
| Census Block | 3017 |
| Census Tract | 950200 |
87 Montview Dr is owned and occupied by two individuals.
Source: Alleghany County records, as of August 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 87 MONTVIEW DR, SPARTA, NC 28675-8472 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALLEGHANY NC |
| Property Address | 87 MONTVIEW DR, SPARTA, NC 28675-8472 |
| Transaction Type | Mortgage |
| Record Updated | Feb 18, 2026 |
| Name | Verified Name |
|---|---|
| Address | 87 MONTVIEW DR, SPARTA, NC 28675-8472 |
| Document Number | 000454/688 |
|---|---|
| Date | Feb 9, 2026 |
| Book Page | 454/688 |
| Instrument | 2025002863 |
| Name | SKYLINE NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | 98 S GRAYSON ST, SPARTA, NC 28675 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 21, 2056 |
| Change Frequency | Monthly |
|---|
The 2026 property tax bill for 87 Montview Dr was $1,155, up 7.5% from the year before.
Source: Alleghany County assessment roll, as of August 21, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Alleghany County |
| Municipality | Sparta Town |
| Unified School District | Alleghany County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,155.00 (+7.54%) | $167,000 Land $29,000 Building $138,000 | $167,000 Land $29,000 Building $138,000 |
| 2025 | $1,074.00 | ||
| 2023 | $155,700 Land $29,000 Building $126,700 | $155,700 Land $29,000 Building $126,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 87 Montview Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective July 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1979) |
| Most Recent Claim | Sep 1979 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 87 Montview Dr is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · above 46% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF SPARTA serves 1,900 people · EPA ID NC0103010 |
|---|---|
| Water Source | Purchased surface water from VIRGINIA CAROLINA WATER AUTHORITY |
| Last State Inspection | Aug 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Copper | 2.05 mg/L (2017) action level 1.3 mg/L |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Apr 2018 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 100 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Skyline Telephone Fiber | 2,000 / 2,000 |
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