Alleghany County property record for 76 Montview Dr, Sparta, NC 28675
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,700 sqft · built 1978 |
| Lot Size | 0.36 acres (15,682 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $80,000 (Dec 2018) |
| Tax Bill | $966 (2026) |
| Deeds & Mortgages | Sep 2019 Refinance Jun 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 3070775197 |
| Primary APN | 3070775197 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,700 sqft Living Area |
| 1st Floor Area | 1,100 sqft |
| Basement Area | 1,100 sqft |
| Unfinished Basement | 1,100 sqft |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Construction Type | Frame |
| Lot Area | 15,682 sqft (0.36 acres) |
| Garage Type | Carport |
| Garage Area | 350 sqft |
| Carport | Carport |
| Carport Area | 350 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
|---|---|
| Deck Area | 296 sqft |
| Patio Area | 40 sqft |
| Shed | 1 Shed |
| Shed Area | 192 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 79367 |
|---|---|
| Street Address | 76 MONTVIEW DR |
| City | SPARTA |
| State | NC |
| Zip | 28675-8472 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | TOWN |
| Legal Description | #6 MONTVIEW |
| Legal Subdivision | MONTVIEW DEVELOPMENT |
| Legal Block | 089 |
| Legal Lot Number | 6 |
| Jurisdiction | ALLEGHANY NC |
| Township / Civil Division | GAP CIVIL |
| Census Block Group | 3 |
| Census Block | 3017 |
| Census Tract | 950200 |
Source: Alleghany County records, as of August 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 76 MONTVIEW DR, SPARTA, NC 28675-8472 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 16, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance ATLANTIC BAY MORTGAGE GROUP |
| Jun 16, 2021 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Sep 16, 2019 | Warranty Deed, Transfer · Stand-Alone Refinance ATLANTIC BAY MORTGAGE GROUP |
| Dec 21, 2018 | Executor's Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 21, 2018 · Amount on Record |
| Deed Sale | Dec 21, 2018 · Amount on Record |
| Deed Document Number | 20182512 |
| Deed Book / Page | 397 / 191 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALLEGHANY NC |
| Property Address | 76 MONTVIEW DR, SPARTA, NC 28675-8472 |
| Transaction Type | Mortgage |
| Record Updated | Jun 14, 2023 |
| Name | Verified Name |
|---|
| Document Number | 000402/656 |
|---|---|
| Date | Sep 16, 2019 |
| Book Page | 402/656 |
| Instrument | 1905 |
| Name | ATLANTIC BAY MORTGAGE GROUP |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALLEGHANY NC |
| Property Address | 76 MONTVIEW DR, SPARTA, NC 28675-8472 |
| Transaction Type | Mortgage |
| Record Updated | Jul 7, 2021 |
| Title Company | CERTIFIED TITLE CORPORATION |
| Name | Verified Name |
|---|
| Document Number | 419/1237 |
|---|---|
| Date | Jun 16, 2021 |
| Book Page | 419/1237 |
| Instrument | 1785 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ALLEGHANY NC |
| Recording Date | Sep 16, 2019 |
| Property Address | 76 MONTVIEW DR, SPARTA, NC 28675-8472 |
| Document Number | 402/653 |
| Book / Page | 402 / 653 |
| Instrument Date | Sep 13, 2019 |
| Instrument | 1904 |
| Transaction Type | Transfer |
| Record Updated | Jul 9, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 76 MONTVIEW DR, SPARTA, NC 28675-8472 |
| Document Number | 402/656 |
|---|---|
| Date | Sep 16, 2019 |
| Book Page | 402/656 |
| Instrument | 1905 |
| Name | ATLANTIC BAY MORTGAGE GROUP |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2049 |
| Document Type | Executor's Deed |
|---|---|
| Jurisdiction | ALLEGHANY NC |
| Recording Date | Dec 21, 2018 |
| Property Address | 76 MONTVIEW DR, SPARTA, NC 28675-8472 |
| Document Number | 397/191 |
| Book / Page | 397 / 191 |
| Instrument Date | Dec 20, 2018 |
| Instrument | 2512 |
| Transaction Type | Transfer |
| Record Updated | Jul 9, 2021 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 970, SPARTA, NC 28675-0970 |
Source: Alleghany County assessment roll, as of August 21, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Alleghany County |
| Municipality | Sparta Town |
| Unified School District | Alleghany County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $966.00 (+1.05%) | $136,900 (-) Land $23,600 Building $113,300 | $136,900 (-) Land $23,600 Building $113,300 |
| 2025 | $956.00 | ||
| 2023 | $136,900 Land $23,600 Building $113,300 | $136,900 Land $23,600 Building $113,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1979) |
| Most Recent Claim | Sep 1979 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · above 43% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF SPARTA serves 1,900 people · EPA ID NC0103010 |
|---|---|
| Water Source | Purchased surface water from VIRGINIA CAROLINA WATER AUTHORITY |
| Last State Inspection | Aug 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Copper | 2.05 mg/L (2017) action level 1.3 mg/L |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Apr 2018 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 131 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Skyline Telephone Fiber | 2,000 / 2,000 |
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