87 Main St, Wilbraham, MA 01095 Property Records

Hampden County and Wilbraham Town property record for 87 Main St, Wilbraham, MA 01095

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,202 sqft · built 1768
Lot Size	0.896 acres (39,050 sqft)
Owner	Individual Name on Record
Last Sale	$85,000 (Aug 2013)
Tax Bill	$5,319 (2026)
Deeds & Mortgages	May 2024 Line of Credit Apr 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`MAP 107`

Property Details

APN / Parcel Number

Primary APN	`MAP 107`
Alternative APN	`WILB M:7000 B:60 L:2678`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,202 sqft Living Area
Gross Area	4,244 sqft
1st Floor Area	1,752 sqft
Attic	Attic
Attic Area	900 sqft
Basement Area	900 sqft
Unfinished Basement	900 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1768
Effective Year Built	Effective 1768
Architectural Style	Historical
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	39,050 sqft (0.896 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	MAP 107
Street Address	87 MAIN ST
City	WILBRAHAM
State	MA
Zip	01095-1632
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R26
Legal Block	60
Legal Lot Number	2678
Jurisdiction	WILBRAHAM MA
Township / Civil Division	WILBRAHAM
Census Block Group	2
Census Block	2000
Census Tract	813601

Owner

Source: Hampden County and Wilbraham Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	87 MAIN ST, WILBRAHAM, MA 01095-1632
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 1, 2024	Deed of Trust, Mortgage · Line of Credit COUNTRY BANK
Apr 13, 2021	Deed of Trust, Mortgage · ARM COUNTRY BANK
Sep 24, 2019	Deed of Trust, Mortgage · Balloon Mortgage WESTFIELD BANK FSB

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 28, 2013 · Amount on Record
Deed Sale	Aug 28, 2013 · Amount on Record
Prior Sale	Aug 28, 2013 · Amount on Record
Deed Book / Page	19992 / 119
Transfer Doc	1999000119
Record Updated	Oct 29, 2026

May 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILBRAHAM MA
Property Address	87 MAIN ST, WILBRAHAM, MA 01095-1632
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	025403-205
Date	May 1, 2024
Book Page	25403/205
Instrument	18541

Lender

Name	COUNTRY BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Jun 1, 2049

Interest

Rate Type	Adjustable Rate

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILBRAHAM MA
Property Address	87 MAIN ST, WILBRAHAM, MA 01095-1632
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	023819-494
Date	Apr 13, 2021
Book Page	23819/494
Instrument	24633

Lender

Name	COUNTRY BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.88%
Type Change Date	Jan 5, 2028
Index	1-Year CMT

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILBRAHAM MA
Property Address	87 MAIN ST, WILBRAHAM, MA 01095-1632
Transaction Type	Mortgage
Record Updated	Jun 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0022867-28
Date	Sep 24, 2019
Book Page	22867/28
Instrument	54919

Lender

Name	WESTFIELD BANK FSB
Type	Bank

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded
Term	301 Months
Due	Oct 1, 2044

Tax Assessment & Valuation

Source: Hampden County and Wilbraham Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
County Subdivision	Wilbraham Town
Unified School District	Hampden-Wilbraham School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,319.00 (+1.49%)	$304,800 (+3.99%) Land $85,900 Building $218,900	$415,138 (-17.5%)
2025	$5,241.00 (+6.14%)	$293,100 (+9.82%) Land $85,900 Building $207,200	$503,215 (+23.5%)
2024	$4,938.00 (+7.11%)	$266,900 (+8.28%) Land $85,900 Building $181,000	$407,455
2023	$4,610.00	$246,500 Land $85,900 Building $160,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WILBRAHAM WATER DEPT (MWRA) serves 8,533 people · EPA ID MA1339000
Water Source	Purchased surface water from MWRA
Last State Inspection	Jun 2025
Lead	6 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Coliform assessment Oct 2018
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 111 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Main St

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