87 Laiho Rd, Sterling, CT 06377 Property Records

Sterling Town property record for 87 Laiho Rd, Sterling, CT 06377

Property Summary

Property Type	Rural Home
Details	4 bd · 2.5 ba · 3,311 sqft · built 2012
Lot Size	34.6 acres (1,507,176 sqft)
Owner	2 Individual Names on File
Last Sale	$99,900 (Nov 2017)
Tax Bill	$10,277 (2026)
Deeds & Mortgages	Nov 2017 Sale Nov 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`00049600`

Property Details

APN / Parcel Number

Primary APN	`00049600`
Alternative APNs	`STLN M:04415 B:001 L:0003` `STER M:04415 B:001 L:0003` `49600`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	3,311 sqft Living Area
Gross Area	7,632 sqft
Basement Area	2,293 sqft
Unfinished Basement	2,293 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gambrel
Roof Material	Asphalt
Lot Area	1,507,176 sqft (34.6 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	49600
Street Address	87 LAIHO RD
City	STERLING
State	CT
Zip	06377-1401
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	R-80
Legal Block	1
Legal Lot Number	3
Jurisdiction	STERLING CT
Township / Civil Division	STERLING
Census Block Group	2
Census Block	2016
Census Tract	908100

Owner

87 Laiho Rd, a rural home, is owned and occupied by two individuals who bought it in November 2017.

Source: Sterling Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	87 LAIHO RD, STERLING, CT 06377-1401
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 14, 2017	Trustee's Deed, Transfer UNKNOWN
Nov 3, 2017	Deed of Trust, Mortgage · Line of Credit SAVINGS INSTITUTE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 14, 2017 · Amount on File
Deed Sale	Nov 14, 2017 · Amount on File
Prior Sale	Apr 24, 2000 · Amount on File
Deed Book / Page	153 / 258
Transfer Doc	000131-221
Record Updated	Oct 29, 2026

November 2017: Trustee's Deed, Transfer

Document Type	Trustee's Deed
Jurisdiction	STERLING CT
Recording Date	Nov 14, 2017
Property Address	87 LAIHO RD, STERLING, CT 06377-1401
Document Number	153-258
Book / Page	000153 / 000258
Instrument Date	Nov 7, 2017
Transaction Type	Transfer
Record Updated	Dec 5, 2017
Title Company	UNKNOWN

Transaction

Amount	Amount on Record
Tax	$99.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	87 LAIHO RD STERLING CT 063771401, STERLING, CT 06377-1401

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STERLING CT
Property Address	87 LAIHO RD, STERLING, CT 06377-1401
Document Number	153-248
Instrument Date	Nov 3, 2017
Transaction Type	Mortgage
Record Updated	Jan 11, 2019
Title Company	UNKNOWN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	87 LAIHO RD STERLING CT 063771401, STERLING, CT 06377-1401

Mortgage

Document Number	153-248
Date	Nov 7, 2017
Book Page	000153/000248

Lender

Name	SAVINGS INSTITUTE
Type	Federal Savings Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Nov 6, 2042

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 87 Laiho Rd was $10,277, up 7.2% from the year before.

Source: Sterling Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Sterling Town
Elementary School District	Sterling School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$10,277.00 (+7.22%)	$435,670 (-) Land $48,600 Building $379,200	$656,202 (+115.17%)
2025	$9,585.00	$435,670 Land $56,470 Building $379,200	$304,969 Land $39,529 Building $265,440
2024	$9,585.00 (-0.99%)
2023	$9,681.00 (-1.97%)	$435,670 (+40.89%) Land $56,470 Building $379,200
2022	$9,876.00	$309,220 Land $30,580 Building $278,640

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 87 Laiho Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 13, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 87 Laiho Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Fiber	2,000 / 2,000
Breezeline Cable	1,000 / 50
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Laiho Rd

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