Sterling Town property record for 45 Laiho Rd, Sterling, CT 06377
| Property Type | Duplex |
|---|---|
| Details | 3 bd · 3.5 ba · 2,200 sqft · built 2002 |
| Lot Size | 1.14 acres (49,658 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $246,500 (Jun 2002) |
| Tax Bill | $6,990 (2026) |
| Deeds & Mortgages | Apr 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 00048700 |
| Primary APN | 00048700 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Units | 2 Units |
| Stories | 2 Stories |
| Building Area | 2,200 sqft Living Area |
| Gross Area | 3,760 sqft |
| Basement Area | 1,320 sqft |
| Unfinished Basement | 1,320 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 49,658 sqft (1.14 acres) |
| Garage Type | Basement |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | Deck Area |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Account Number | 48700 |
|---|---|
| Street Address | 45 LAIHO RD |
| City | STERLING |
| State | CT |
| Zip | 06377-1401 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | R-80 |
| Legal Block | 1 |
| Legal Lot Number | 5A |
| Jurisdiction | STERLING CT |
| Township / Civil Division | STERLING |
| Census Block Group | 2 |
| Census Block | 2017 |
| Census Tract | 908100 |
Source: Sterling Town records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 45 LAIHO RD, STERLING, CT 06377-1401 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 18, 2002 · Amount on Record |
| Deed Sale | Jun 18, 2002 · Amount on Record |
| Prior Sale | Jul 16, 2001 · Amount on Record |
| Deed Book / Page | 89 / 577 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STERLING CT |
| Property Address | 45 LAIHO RD, STERLING, CT 06377-1401 |
| Transaction Type | Mortgage |
| Record Updated | Apr 24, 2025 |
| Name | Verified Name |
|---|
| Document Number | 000165-410 |
|---|---|
| Date | Apr 22, 2021 |
| Book Page | 165/410 |
| Instrument | 2021000344 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Type | Balloon Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2051 |
Source: Sterling Town assessment roll, as of June 25, 2026
| Type | Name |
|---|---|
| State | Connecticut |
| County Subdivision | Sterling Town |
| Elementary School District | Sterling School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,990.00 (+7.23%) | $296,300 (-) Land $40,200 Building $256,100 | $384,320 (+85.29%) |
| 2025 | $6,519.00 | $296,300 (-) Land $40,200 Building $256,100 | $207,410 Land $28,140 Building $179,270 |
| 2024 | $6,519.00 (-0.99%) | ||
| 2023 | $6,584.00 (+5.51%) | $296,300 (+51.65%) Land $40,200 Building $256,100 | |
| 2022 | $6,240.00 | $195,380 Land $16,880 Building $178,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 13, 2023
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 55% of Connecticut |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Fiber | 2,000 / 2,000 |
| Breezeline Cable | 1,000 / 50 |
5G and 4G LTE (outdoors only)
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