Cecil County property record for 87 Hilltop Rd, Elkton, MD 21921
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,296 sqft · built 1972 |
| Lot Size | 0.336 acres (14,650 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $160,000 (Jul 2021) |
| Tax Bill | $2,115 (2026) |
| Deeds & Mortgages | Dec 2025 Line of Credit Jul 2021 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-006895 |
| Primary APN | 04-006895 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,296 sqft Total Area |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1972 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 14,650 sqft (0.336 acres) |
| Porch | Slab |
| Porch Area | 220 sqft |
| Deck Area | Deck Area |
| Heating Fuel | Electric |
|---|---|
| Sewer | Connected |
| Account Number | 006895 |
|---|---|
| Street Address | 87 HILLTOP RD |
| City | ELKTON |
| State | MD |
| Zip | 21921-2449 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RR |
| Legal Description | .3364 ACRE 87 HILLTOP ROAD N OF PLEASANT HILL |
| Jurisdiction | CECIL MD |
| Township / Civil Division | 4, FAIR HILL |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 30601 |
Source: Cecil County records, as of September 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 87 HILLTOP RD, ELKTON, MD 21921-2449 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 17, 2025 | Deed of Trust, Mortgage · Line of Credit HARFORD BANK |
| Jul 19, 2021 | Deed, Transfer KIRCH TITLE SERVICES INC, KIRSH TITLE SERVICES INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 19, 2021 · Amount on Record |
| Deed Sale | Jul 19, 2021 · Amount on Record |
| Prior Sale | Jun 10, 2005 |
| Deed Book / Page | 4934 / 113 |
| Transfer Doc | 0019110034 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CECIL MD |
| Property Address | 87 HILLTOP RD, ELKTON, MD 21921-2449 |
| Transaction Type | Mortgage |
| Record Updated | Dec 29, 2025 |
| Name | Verified Name |
|---|---|
| Address | 87 HILLTOP RD, ELKTON, MD 21921-2449 |
| Document Number | 0057130357 |
|---|---|
| Date | Dec 17, 2025 |
| Book Page | 5713/357 |
| Name | HARFORD BANK |
|---|---|
| Type | Bank |
| Address | ABERDEEN, MD 21001 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed |
|---|---|
| Jurisdiction | CECIL MD |
| Recording Date | Jul 19, 2021 |
| Property Address | 87 HILLTOP RD, ELKTON, MD 21921-2449 |
| Document Number | 0049340113 |
| Book / Page | 4934 / 113 |
| Instrument Date | Jun 30, 2021 |
| Transaction Type | Transfer |
| Record Updated | Aug 11, 2022 |
| Title Company | KIRCH TITLE SERVICES INC, KIRSH TITLE SERVICES INC |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 67 HILLTOP RD, ELKTON, MD 21921-2401 |
Source: Cecil County assessment roll, as of September 21, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Cecil County |
| Unified School District | Cecil County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,115.00 (+3.27%) | $189,567 (+4.33%) | $205,300 (+12.99%) Land $50,100 Building $155,200 |
| 2025 | $2,048.00 (+74.6%) | $181,700 (+10.68%) Land $50,100 Building $131,600 | $181,700 (-) Land $50,100 Building $131,600 |
| 2023 | $1,173.00 | $164,167 | $181,700 Land $50,100 Building $131,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 65 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Talkie Communications Fiber | 10,000 / 10,000 |
| Xfinity Cable · Fiber in parts of the area | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Armstrong.
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