108 Hilltop Rd, Elkton, MD 21921 Property Records

Cecil County property record for 108 Hilltop Rd, Elkton, MD 21921

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,263 sqft · built 1974
Lot Size	1 acres (43,560 sqft)
Owner	2 Company Names on Record
Last Sale	$43,500 (Feb 2022)
Tax Bill	$2,246 (2026)
Deeds & Mortgages	Mar 2026 Line of Credit Sep 2025 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`04-013980`

Property Details

APN / Parcel Number

Primary APN	`04-013980`
Alternative APNs	`4013980` `013980`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,263 sqft Total Area

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	43,560 sqft (1 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	013980
Street Address	108 HILLTOP RD
City	ELKTON
State	MD
Zip	21921-2409
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	1 ACRE 108 HILLTOP ROAD N OF PLEASANT HILL
Jurisdiction	CECIL MD
Township / Civil Division	4, FAIR HILL
Census Block Group	2
Census Block	2014
Census Tract	30601

Owner

Source: Cecil County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	108 HILLTOP RD, ELKTON, MD 21921-2409
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Mar 17, 2026	Deed of Trust, Mortgage · Line of Credit ABERDEEN PROVING GROUND FCU
Sep 30, 2025	Intrafamily Transfer, Transfer
Feb 15, 2022	Correction Deed KIRCH TITLE SERVICES INC, KIRSH TITLE SERVICES INC
Oct 25, 2021	Deed, Transfer KIRCH TITLE SERVICES INC, KIRSH TITLE SERVICES INC
Apr 23, 2021	Deed, Transfer NOT AVAILABLE, KEY TITLE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 15, 2022 · Amount on Record
Deed Sale	Feb 15, 2022 · Amount on Record
Prior Sale	Oct 25, 2021 · Amount on Record
Deed Book / Page	5105 / 472
Prior Transfer Date	Dec 17, 2014
Prior Transfer Doc	0036620454
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CECIL MD
Property Address	108 HILLTOP RD, ELKTON, MD 21921-2409
Transaction Type	Mortgage
Record Updated	Mar 27, 2026
Title Company	GETZ TITLE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	108 HILLTOP RD, ELKTON, MD 21921-2409

Mortgage

Document Number	0057530295
Date	Mar 17, 2026
Book Page	5753/295

Lender

Name	ABERDEEN PROVING GROUND FCU
Type	Credit Union
Address	ABERDEEN, MD 21001

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CECIL MD
Recording Date	Sep 30, 2025
Property Address	108 HILLTOP RD, ELKTON, MD 21921-2409
Document Number	0056790184
Book / Page	5679 / 184
Instrument Date	Aug 15, 2025
Transaction Type	Transfer
Record Updated	Oct 15, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	108 HILLTOP RD, ELKTON, MD 21921-2409

February 2022: Correction Deed

Document Type	Correction Deed
Jurisdiction	CECIL MD
Recording Date	Feb 15, 2022
Property Address	108 HILLTOP RD, ELKTON, MD 21921-2409
Document Number	0051050472
Book / Page	5105 / 472
Instrument Date	Aug 20, 2021
Record Updated	Feb 23, 2022
Title Company	KIRCH TITLE SERVICES INC, KIRSH TITLE SERVICES INC

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	877 OLDFIELD POINT RD, ELKTON, MD 21921-7262

October 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	CECIL MD
Recording Date	Oct 25, 2021
Property Address	108 HILLTOP RD, ELKTON, MD 21921-2409
Document Number	0050140190
Book / Page	5014 / 190
Instrument Date	Aug 20, 2021
Transaction Type	Transfer
Record Updated	Nov 2, 2021
Title Company	KIRCH TITLE SERVICES INC, KIRSH TITLE SERVICES INC

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	112 E CECIL AVE, NORTH EAST, MD 21901-4008

April 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	CECIL MD
Recording Date	Apr 23, 2021
Property Address	108 HILLTOP RD, ELKTON, MD 21921-2409
Document Number	0048590194
Book / Page	4859 / 194
Instrument Date	Jul 15, 2020
Transaction Type	Transfer
Record Updated	May 26, 2021
Title Company	NOT AVAILABLE, KEY TITLE INC

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1662 FLINT HILL RD, LANDENBERG, PA 19350-1102

Tax Assessment & Valuation

Source: Cecil County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Cecil County
Unified School District	Cecil County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,246.00 (+182.52%) Homeowner's exemption	$207,167 (-2.56%)	$220,900 (+3.9%) Land $67,300 Building $153,600
2025	$795.00 (+163.25%) Homeowner's exemption	$212,600 (+192.43%) Land $67,300 Building $145,300	$212,600 (+192.43%) Land $67,300 Building $145,300
2023	$302.00 Homeowner's exemption	$72,700 Land $67,300 Building $5,400	$72,700 Land $67,300 Building $5,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 65 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Talkie Communications Fiber	10,000 / 10,000
Xfinity Cable · Fiber in parts of the area	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Armstrong.

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