87 Gilman St, Springfield, MA 01118 Property Records

Hampden County and Springfield City property record for 87 Gilman St, Springfield, MA 01118

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,216 sqft · built 1947
Lot Size	0.23 acres (10,001 sqft)
Owner	Individual Name on Record
Last Sale	$325,000 (Jul 2025)
Tax Bill	$4,813 (2026)
Deeds & Mortgages	Jan 2022 Refinance Jul 2024 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`SPRI S:05670 P:0029`

Property Details

APN / Parcel Number

Primary APN	`SPRI S:05670 P:0029`
Alternative APN	`56700029`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,216 sqft Living Area
1st Floor Area	720 sqft

Exterior

Year Built	Built 1947
Effective Year Built	Effective 1947
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Lot Area	10,001 sqft (0.23 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	56700029
Street Address	87 GILMAN ST
City	SPRINGFIELD
State	MA
Zip	01118-2244
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Jurisdiction	SPRINGFIELD MA
Township / Civil Division	SPRINGFIELD
Census Block Group	5
Census Block	5009
Census Tract	802500

Owner

Source: Hampden County and Springfield City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	87 GILMAN ST, SPRINGFIELD, MA 01118-2244
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Date	Document
Jan 18, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance UNITED WHOLESALE MORTGAGE
Jul 17, 2024	Deed of Trust, Mortgage · Second Mortgage (Down Payment) FREEDOM CU
May 19, 2025	Deed of Trust, Mortgage · Second Mortgage (Down Payment) FREEDOM CU
Jul 23, 2025	Warranty Deed, Transfer · Conventional Mortgage NORTHPOINT MORTGAGE INC
Dec 26, 2019	Deed of Trust, Mortgage · Conventional Mortgage PEOPLESBANK (HOLYOKE MA)
Sep 29, 2017	Quit Claim Deed, Transfer PEOPLESBANK (HOLYOKE)
Mar 28, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 23, 2025 · Amount on Record
Deed Sale	Jul 23, 2025 · Amount on Record
Prior Sale	Sep 29, 2017 · Amount on Record
Deed Book / Page	25953 / 131
Transfer Doc	021883-286
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPRINGFIELD MA
Property Address	87 GILMAN ST, SPRINGFIELD, MA 01118-2244
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0024360-34
Date	Jan 18, 2022
Book Page	24360/34
Instrument	3347

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

July 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPRINGFIELD MA
Property Address	87 GILMAN ST, SPRINGFIELD, MA 01118-2244
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	025495-389
Date	Jul 17, 2024
Book Page	25495/389
Instrument	31840

Lender

Name	FREEDOM CU
Type	Credit Union

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded
Term	241 Months
Due	Aug 1, 2044

May 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPRINGFIELD MA
Property Address	87 GILMAN ST, SPRINGFIELD, MA 01118-2244
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	025868-342
Date	May 19, 2025
Book Page	25868/342
Instrument	22021

Lender

Name	FREEDOM CU
Type	Credit Union

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded
Term	241 Months
Due	Jun 1, 2045

July 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPRINGFIELD MA
Recording Date	Jul 23, 2025
Property Address	87 GILMAN ST, SPRINGFIELD, MA 01118-2244
Document Number	025953-131
Book / Page	25953 / 131
Instrument Date	Jul 23, 2025
Instrument	33453
Transaction Type	Transfer
Record Updated	Nov 25, 2025

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	87 GILMAN ST, SPRINGFIELD, MA 01118-2244

Mortgage

Document Number	0000033454
Date	Jul 23, 2025
Instrument	33454

Lender

Name	NORTHPOINT MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2055

Mortgage

Document Number	025953-151
Date	Jul 23, 2025
Book Page	25953/151
Instrument	33455

Lender

Name	NORTHPOINT MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded
Term	181 Months
Due	Aug 1, 2040

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPRINGFIELD MA
Property Address	87 GILMAN ST, SPRINGFIELD, MA 01118-2244
Document Number	23027-458
Instrument Date	Dec 26, 2019
Transaction Type	Mortgage
Record Updated	Jun 24, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	87 GILMAN ST SPRINGFIELD MA 011182244, SPRINGFIELD, MA 01118-2244

Mortgage

Document Number	23027-458
Date	Dec 31, 2019
Book Page	023027/000458
Instrument	78248

Lender

Name	PEOPLESBANK (HOLYOKE MA)

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Dec 30, 2039

September 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SPRINGFIELD MA
Recording Date	Sep 29, 2017
Property Address	87 GILMAN ST, SPRINGFIELD, MA 01118-2244
Document Number	21883-286
Book / Page	21883 / 286
Instrument	57934
Transaction Type	Transfer
Record Updated	May 11, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$27.76
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	87 GILMAN ST, SPRINGFIELD, MA 01118-2244

Mortgage

Document Number	218830288
Date	Sep 29, 2017
Instrument	21883/0288

Lender

Name	PEOPLESBANK (HOLYOKE)

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Sep 29, 2047

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPRINGFIELD MA
Recording Date	Mar 28, 2017
Property Address	87 GILMAN ST, SPRINGFIELD, MA 01118-2244
Document Number	21617-3
Book / Page	021617 / 000003
Instrument Date	Mar 27, 2017
Instrument	16051
Transaction Type	Transfer
Record Updated	Apr 18, 2017

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2106 CRESTVIEW ST JANESVILLE WI 535465783, JANESVILLE, WI 53546-5783

Tax Assessment & Valuation

Source: Hampden County and Springfield City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	Springfield City
Unified School District	Springfield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,813.00 (+3.11%)	$311,300 (+4.57%) Land $48,400 Building $262,900	$282,430 (-7.5%)
2025	$4,668.00 (+13.74%)	$297,700 (+23.68%) Land $48,400 Building $249,300	$305,330 (+17.6%)
2024			$259,635
2023	$4,104.00	$240,700 Land $46,100 Building $194,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRINGFIELD WATER AND SEWER COMMISSION serves 169,170 people · EPA ID MA1281000
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	4 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids not recorded as resolved · Apr 2026 Total trihalomethanes not recorded as resolved · Oct 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 658 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75

May also be available: Spectrum.

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